Cherokee County property record for 108 E Front St, Cleghorn, IA 51014
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,444 sqft · built 1891 |
| Lot Size | 0.152 acres (6,624 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $83,000 (Nov 2019) |
| Tax Bill | $1,684 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Apr 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0605334012 |
| Primary APN | 0605334012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,444 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 800 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1891 |
|---|---|
| Effective Year Built | Effective 1891 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,624 sqft (0.152 acres) |
| Lot Dimensions | 92 ft deep x 72 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 327 sqft |
| Patio Area | 308 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 108 E FRONT ST |
|---|---|
| City | CLEGHORN |
| State | IA |
| Zip | 51014-7719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E24' LOT 11 ALL LOT 12 & W6' LOT 13 BLK 4 4061 |
| Legal Range | 41W |
| Legal Township | 92N |
| Legal Section | 05 |
| Legal Subdivision | CLEGHORN |
| Legal Block | 4,4061 |
| Legal Lot Number | 11-13 |
| Jurisdiction | CHEROKEE IA |
| Township / Civil Division | SHERIDAN |
| Census Block Group | 1 |
| Census Block | 1097 |
| Census Tract | 80300 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 E FRONT ST, CLEGHORN, IA 51014-7719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · Line of Credit STATE SAVINGS BANK - MARCUS BRANCH |
| Apr 28, 2020 | Intrafamily Transfer, Transfer |
| Nov 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage GNB BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2019 · Amount on Record |
| Deed Sale | Nov 5, 2019 · Amount on Record |
| Prior Sale | Nov 28, 2016 · Amount on Record |
| Deed Document Number | 20192189 |
| Deed Book / Page | 2019 / 2189 |
| Last Transfer Date | Apr 28, 2020 |
| Transfer Doc | 2020/661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Property Address | 108 E FRONT ST, CLEGHORN, IA 51014-7719 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 108 E FRONT ST, CLEGHORN, IA 51014-7719 |
| Document Number | 002026/560 |
|---|---|
| Date | Mar 20, 2026 |
| Book Page | 2026/560 |
| Instrument | 2026 0560 |
| Name | STATE SAVINGS BANK - MARCUS BRANCH |
|---|---|
| Address | PO BOX 487, MARCUS, IA 51035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Recording Date | Apr 28, 2020 |
| Property Address | 108 E FRONT ST, CLEGHORN, IA 51014-7719 |
| Document Number | 2020/661 |
| Book / Page | 2020 / 661 |
| Instrument Date | Apr 28, 2020 |
| Instrument | 2020 0661 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Recording Date | Nov 5, 2019 |
| Property Address | 108 E FRONT ST, CLEGHORN, IA 51014-7719 |
| Document Number | 2019/2189 |
| Book / Page | 2019 / 2189 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 2019 2189 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $132.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 E FRONT ST, CLEGHORN, IA 51014-7719 |
| Document Number | 20192190 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | 2019 2190 |
| Name | GNB BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
Source: Cherokee County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cherokee County |
| Municipality | Cleghorn City |
| Unified School District | Marcus-Meriden-Cleghorn Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,684.00 (+17.6%) | $140,030 (-) Land $5,830 Building $134,200 | $140,030 (-) Land $5,830 Building $134,200 |
| 2025 | $1,432.00 Homeowner's exemption | $140,030 (+22.37%) Land $5,830 Building $134,200 | $140,030 (+22.37%) Land $5,830 Building $134,200 |
| 2024 | $1,432.00 (+20.54%) | ||
| 2023 | $114,430 (+35.56%) Land $5,830 Building $108,600 | $114,430 (+35.56%) Land $5,830 Building $108,600 | |
| 2022 | $1,188.00 Homeowner's exemption | $84,410 Land $5,830 Building $78,580 | |
| 2021 | $84,410 Land $5,830 Building $78,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 1, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEGHORN WATER SUPPLY serves 247 people · EPA ID IA1817045 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | CHEROKEE RWS- MILL CREEK SUBSYSTEM |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C-M-L Telephone Cooperative Association Fiber | 1,000 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
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