Fillmore County property record for 109 E Fremont St, Spring Valley, MN 55975
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.197 acres (8,580 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $98 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 36.0547.000 |
| Primary APN | 36.0547.000 |
|---|
| Lot Area | 8,580 sqft (0.197 acres) |
|---|---|
| Lot Dimensions | 130 ft deep x 66 ft wide |
| Street Address | 109 E FREMONT ST |
|---|---|
| City | SPRING VALLEY |
| State | MN |
| Zip | 55975-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMPANYS ADDITION LOT-003 BLOCK-034 LOT 3 BLK 34 COMPANYS ADD |
| Legal Subdivision | COMPANYS ADDITION |
| Legal Block | 34 |
| Legal Lot Number | 3 |
| Jurisdiction | FILLMORE MN |
| Township / Civil Division | SPRING VALLEY |
| Census Block Group | 3 |
| Census Block | 3054 |
| Census Tract | 960300 |
Source: Fillmore County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 E FREMONT ST, SPRING VALLEY, MN 55975-1412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) HOME FEDERAL SAVINGS BANK |
| Dec 31, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Property Address | 109 E FREMONT ST, SPRING VALLEY, MN 55975-1412 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 433013 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 433013 |
| Name | HOME FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Property Address | 109 E FREMONT ST, SPRING VALLEY, MN 55975-1412 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 424963 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 424963 |
| Name | HOME FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2035 |
Source: Fillmore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Fillmore County |
| Municipality | Spring Valley City |
| Unified School District | Kingsland Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,400 (-) Land $6,400 | $6,400 (-) Land $6,400 | |
| 2025 | $98.00 (-9.26%) | ||
| 2023 | $6,400 Land $6,400 | $6,400 Land $6,400 | |
| 2020 | $108.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 14 (2000–2013) |
| Most Recent Claim | May 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Spring Valley serves 2,580 people · EPA ID MN1230012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| Hiawatha Broadband Communications Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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