Fillmore County property record for 408 E Fremont St, Spring Valley, MN 55975
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,462 sqft · built 1955 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,900 (Nov 2006) |
| Tax Bill | $4,622 (2026) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36.0588.000 |
| Primary APN | 36.0588.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Building Area | 1,462 sqft Heated Area |
| Gross Area | 1,800 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Width | 152 ft Width |
| Garage Area | 988 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 408 E FREMONT ST |
|---|---|
| City | SPRING VALLEY |
| State | MN |
| Zip | 55975-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMPANYS ADDITION LOT-1-3 BLOCK-043 LOTS 1,2,& 3,BLK 43' EXC S 43' OF E 69' OF LOT 2 & EXC E 69' OF LOT 3 COMPANY'S ADD. & PT |
| Legal Subdivision | COMPANYS ADDITION |
| Legal Block | 43 |
| Legal Lot Number | 1-3 |
| Jurisdiction | FILLMORE MN |
| Township / Civil Division | SPRING VALLEY |
| Census Block Group | 3 |
| Census Block | 3058 |
| Census Tract | 960300 |
Source: Fillmore County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 408 E FREMONT ST, SPRING VALLEY, MN 55975-1706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC |
| Mar 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2006 · Amount on Record |
| Deed Sale | Nov 9, 2006 · Amount on Record |
| Deed Document Number | 2006355762 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Property Address | 408 E FREMONT ST, SPRING VALLEY, MN 55975-1706 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000452871 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 452871 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Property Address | 408 E FREMONT ST, SPRING VALLEY, MN 55975-1706 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000437456 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 437456 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Fillmore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Fillmore County |
| Municipality | Spring Valley City |
| Unified School District | Kingsland Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,622.00 (+60.26%) Homeowner's exemption | $281,800 (+20.48%) Land $36,200 Building $245,600 | $281,800 (+20.48%) Land $36,200 Building $245,600 |
| 2025 | $233,900 (+10.64%) Land $36,200 Building $197,700 | $233,900 (+10.64%) Land $36,200 Building $197,700 | |
| 2023 | $211,400 Land $36,200 Building $175,200 | $211,400 Land $36,200 Building $175,200 | |
| 2020 | $2,884.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 14 (2000–2013) |
| Most Recent Claim | May 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Spring Valley serves 2,580 people · EPA ID MN1230012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| Hiawatha Broadband Communications Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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