Norfolk City property record for 109 E Chester St, Norfolk, VA 23503
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,516 sqft · built 1938 |
| Lot Size | 0.249 acres (10,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $174,900 (Dec 2012) |
| Tax Bill | $3,643 (2026) |
| APN | 20142400 |
| Primary APN | 20142400 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,516 sqft Living Area |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 10,829 sqft (0.249 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 395 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 E CHESTER ST |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23503-4905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | 6 BLK E |
| Legal Subdivision | HAMPTON GARDENS NO 1 |
| Legal Block | E |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 600 |
109 E Chester St is owned and occupied by two individuals who acquired it in May 2025.
Source: Norfolk City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 E CHESTER ST, NORFOLK, VA 23503-4905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2012 · Amount on File |
| Deed Sale | Dec 12, 2012 · Amount on File |
| Prior Sale | Sep 11, 2012 · Amount on File |
| Deed Document Number | 201230100 |
| Last Transfer Date | May 5, 2025 |
| Transfer Doc | 0000007843 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 109 E Chester St was $3,643, up 11.9% from the year before.
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,643.00 (+11.89%) | $291,500 (+11.9%) Land $82,500 Building $209,000 | $291,500 (+11.9%) Land $82,500 Building $209,000 |
| 2025 | $3,256.00 | $260,500 Land $75,000 Building $185,500 | $260,500 Land $75,000 Building $185,500 |
| 2023 | $3,088.00 | $247,100 Land $75,000 Building $172,100 | $247,100 Land $75,000 Building $172,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 109 E Chester St; there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (1999–2009) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Nov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 E Chester St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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