Norfolk City property record for 121 E Chester St, Norfolk, VA 23503
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,186 sqft · built 1938 |
| Lot Size | 0.245 acres (10,677 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (May 2026) |
| Tax Bill | $3,528 (2026) |
| Deeds & Mortgages | Mar 2016 Mortgage May 2026 Sale & Mortgage + 1 more |
| APN | 13875700 |
| Primary APN | 13875700 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,186 sqft Living Area |
| Attic | Attic |
| Attic Area | 938 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 10,677 sqft (0.245 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 121 E CHESTER ST |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23503-4905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | 11 BLK E HAMPTON GDNS #1 |
| Legal Subdivision | HAMPTON GARDENS |
| Legal Block | E |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 600 |
121 E Chester St is owned and occupied by an individual who bought it in May 2026.
Source: Norfolk City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 E CHESTER ST, NORFOLK, VA 23503-4905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2016 | Deed of Trust, Mortgage · FHA Mortgage MONARCH BANK |
| May 15, 2026 | Bargain and Sale Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 20, 2022 | Warranty Deed, Transfer · VA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on File |
| Deed Sale | May 15, 2026 · Amount on File |
| Prior Sale | Sep 20, 2022 · Amount on File |
| Deed Document Number | 20269329 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 121 E CHESTER ST, NORFOLK, VA 23503-4905 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2026 |
| Title Company | BRIDGE TRUST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0160006329 |
|---|---|
| Date | Mar 30, 2016 |
| Instrument | 160006329 |
| Name | MONARCH BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | May 15, 2026 |
| Property Address | 121 E CHESTER ST, NORFOLK, VA 23503-4905 |
| Document Number | 0000009329 |
| Instrument Date | May 13, 2026 |
| Instrument | 20269329 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29,795.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 E CHESTER ST, NORFOLK, VA 23503-4905 |
| Document Number | 0000009330, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 20269330 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Sep 20, 2022 |
| Property Address | 121 E CHESTER ST, NORFOLK, VA 23503-4905 |
| Document Number | 0220022905 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 220022905 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 E CHESTER ST, NORFOLK, VA 23503-4905 |
| Document Number | 0220022907 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 220022907 |
| Name | AMERICAN NEIGHBORHOOD MORTGAGE ACCE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 121 E Chester St was $3,528, up 21.8% from the year before.
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,528.00 (+21.78%) | $282,300 (+19.82%) Land $82,500 Building $199,800 | $282,300 (+19.82%) Land $82,500 Building $199,800 |
| 2025 | $2,897.00 | $235,600 Land $75,000 Building $160,600 | $235,600 Land $75,000 Building $160,600 |
| 2023 | $2,947.00 | $235,800 Land $75,000 Building $160,800 | $235,800 Land $75,000 Building $160,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 121 E Chester St; there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (1999–2009) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Nov 2009 · Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 E Chester St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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