109 E 5th St, Hartford, IL 62048 Property Records

Madison County property record for 109 E 5th St, Hartford, IL 62048

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,141 sqft · built 1945
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,705 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
APN	`18-2-14-03-09-104-026`

Property Details

APN / Parcel Number

Primary APN	`18-2-14-03-09-104-026`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,141 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	109 E 5TH ST
City	HARTFORD
State	IL
Zip	62048-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOWMANS SECOND ADD LOT 14&15 80X125
Legal Subdivision	BOWMANS SECOND ADDN
Legal Lot Number	14-15
Jurisdiction	MADISON IL
Township / Civil Division	CHOUTEAU
Census Block Group	1
Census Block	1022
Census Tract	404100

Owner

109 E 5th St is owned and occupied by an individual who acquired it in August 2024.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	109 E 5TH ST, HARTFORD, IL 62048-1305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2024
Deed Sale	Aug 5, 2024
Prior Sale	Apr 19, 2024 · Amount on File
Deed Document Number	202421594
Prior Transfer Date	Jul 31, 2024
Prior Transfer Doc	0000021594
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 19, 2024
Property Address	109 E 5TH ST, HARTFORD, IL 62048-1305
Document Number	0000010003
Map Reference	PB 12 PG 20
Instrument Date	Apr 15, 2024
Instrument	2024R10003
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	SERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E 5TH ST, HARTFORD, IL 62048-1305

Mortgage

Document Number	0000010004
Date	Apr 19, 2024
Instrument	2024R10004

Lender

Name	FIRST MID ILLINOIS BK & TR NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 109 E 5th St was $1,705 with exemptions applied, up 15.3% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Chouteau Township
Municipality	Hartford Village
Secondary School District	East Alton-Wood River Community High School District 14 (09 - 12)
Elementary School District	Wood River-Hartford Elementary School District 15 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,705.00 (+15.28%)	$31,180 Land $4,040 Building $27,140	$93,540 Land $12,120 Building $81,420
2024	$1,479.00
2022	$287.00	$22,500 Land $2,910 Building $19,590	$67,568 Land $8,739 Building $58,829

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 109 E 5th St; there have been 20 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	20 (1979–2015)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Dec 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 1995 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 109 E 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARTFORD serves 1,260 people · EPA ID IL1190500
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20