Madison County property record for 108 E 5th St, Hartford, IL 62048
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,104 sqft · built 1950 |
| Lot Size | 0.105 acres (4,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $69,500 (May 2017) |
| Tax Bill | $1,267 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2021 Mortgage + 1 more |
| APN | 18-2-14-03-09-103-004 |
| Primary APN | 18-2-14-03-09-103-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Gross Area | 960 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,600 sqft (0.105 acres) |
| Lot Dimensions | 115 ft deep x 40 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 108 E 5TH ST |
|---|---|
| City | HARTFORD |
| State | IL |
| Zip | 62048-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOWMANS SECOND ADD LOT 6 40X115 |
| Legal Subdivision | BOWMANS SECOND ADDN |
| Legal Lot Number | 6 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | CHOUTEAU |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 404100 |
108 E 5th St is owned and occupied by an individual who bought it in May 2017.
Source: Madison County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 E 5TH ST, HARTFORD, IL 62048-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Dec 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage UNITED COMMUNITY BANK |
| May 17, 2017 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE MAKERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2017 · Amount on File |
| Deed Sale | May 17, 2017 · Amount on File |
| Prior Sale | Apr 10, 2012 · Amount on File |
| Deed Document Number | 201716438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 108 E 5TH ST, HARTFORD, IL 62048-1306 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000004622 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 2022R04622 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 108 E 5TH ST, HARTFORD, IL 62048-1306 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0000051840 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021R51840 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | May 17, 2017 |
| Property Address | 108 E 5TH ST, HARTFORD, IL 62048-1306 |
| Document Number | 0000016438 |
| Instrument Date | May 12, 2017 |
| Instrument | 16438 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2017 |
| Title Company | PRAIRIE STATE TITLE AND ESCROW, PRAIRIE STATE TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $104.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 E 5TH ST HARTFORD IL 620481306, HARTFORD, IL 62048-1306 |
| Document Number | 16439 |
|---|---|
| Date | May 17, 2017 |
| Instrument | 16439 |
| Name | MORTGAGE MAKERS |
|---|---|
| Type | Mortgage Company |
| Address | EDWARDSVILLE, IL 62025 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 16, 2047 |
The 2025 property tax bill for 108 E 5th St was $1,267 with a homeowner's exemption, up 14.6% from the year before.
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Chouteau Township |
| Municipality | Hartford Village |
| Secondary School District | East Alton-Wood River Community High School District 14 (09 - 12) |
| Elementary School District | Wood River-Hartford Elementary School District 15 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,267.00 (+14.56%) | $21,030 Land $1,950 Building $19,080 | $63,090 Land $5,850 Building $57,240 |
| 2024 | $1,106.00 | ||
| 2022 | $379.00 | $10,330 Land $1,400 Building $8,930 | $31,021 Land $4,204 Building $26,817 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 108 E 5th St; there have been 20 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 20 (1979–2015) |
| Claims Outside the SFHA | 9 of 20 |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 108 E 5th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARTFORD serves 1,260 people · EPA ID IL1190500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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