109 E 56th St, Savannah, GA 31405 Property Records

Chatham County property record for 109 E 56th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,190 sqft · built 1968
Lot Size	0.262 acres (11,413 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jun 2012)
Tax Bill	$5,275 (2025)
Deeds & Mortgages	May 2020 Line of Credit Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2-0094-16-006`

Property Details

APN / Parcel Number

Primary APN	`2-0094-16-006`
Alternative APN	`A312J744`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,190 sqft Living Area
1st Floor Area	1,802 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,413 sqft (0.262 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Pool Area	384 sqft
Porch	Slab
Porch Area	340 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	109 E 56TH ST
City	SAVANNAH
State	GA
Zip	31405-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 3 BLK F NATHANAEL GREENE SUB GRIMSHAW WARD
Legal Subdivision	GREENE SUB
Legal Block	F
Legal Lot Number	3
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	3
Census Block	3020
Census Tract	2900

Owner

109 E 56th St is owned and occupied by two individuals who bought it in June 2012.

Source: Chatham County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 E 56TH ST, SAVANNAH, GA 31405-3323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2012 · Amount on File
Deed Sale	Jun 29, 2012 · Amount on File
Prior Sale	Aug 18, 2006 · Amount on File
Deed Document Number	20125933
Deed Book / Page	378W / 082
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	109 E 56TH ST, SAVANNAH, GA 31405-3323
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E 56TH ST, SAVANNAH, GA 31405-3323

Mortgage

Document Number	0019340402
Date	May 21, 2020
Book Page	0000001934/0000000402

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	109 E 56TH ST, SAVANNAH, GA 31405-3323
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E 56TH ST, SAVANNAH, GA 31405-3323

Mortgage

Document Number	0029690769
Date	Nov 28, 2022
Book Page	0000002969/0000000769
Instrument	034187290014

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 109 E 56th St was $5,275.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,880 (+1.91%) Land $44,000 Building $293,880	$844,700 (+1.91%) Land $110,000 Building $734,700
2025	$5,275.00 Homeowner's exemption	$331,560 Land $44,000 Building $287,560	$828,900 Land $110,000 Building $718,900
2023		$253,880 (+9.21%) Land $30,000 Building $223,880	$634,700 (+9.21%) Land $75,000 Building $559,700
2022	$7,205.00	$232,480 Land $30,000 Building $202,480	$581,200 Land $75,000 Building $506,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 E 56th St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	22 (1991–2016)
Claims Outside the SFHA	22 of 22
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 E 56th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, Seimitsu, T-Mobile.

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