109 E 240th St, Ringsted, IA 50578 Property Records

Emmet County property record for 109 E 240th St, Ringsted, IA 50578

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 969 sqft · built 1945
Lot Size	0.623 acres (27,131 sqft)
Owner	Individual Name on Record
Last Sale	$27,500 (Jun 2009)
Tax Bill	$1,050 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1216453019`

Property Details

APN / Parcel Number

Primary APN	`1216453019`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	969 sqft Living Area
1st Floor Area	939 sqft
Basement Area	939 sqft
Unfinished Basement	939 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cottage
Exterior Material	Shingles
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,131 sqft (0.623 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	109 E 240TH ST
City	RINGSTED
State	IA
Zip	50578-5055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 OUTLOT 3 & W 25' OUTLOT 4 RASMUSSENS ADDN
Legal Subdivision	RASMUSSENS ADDN RINGSTED
Jurisdiction	EMMET IA
Township / Civil Division	DENMARK
Census Block Group	1
Census Block	1133
Census Tract	70100

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 E 240TH ST, RINGSTED, IA 50578-5055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Nov 6, 2023	Deed of Trust, Mortgage FIDELITY BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2009 · Amount on Record
Deed Sale	Jun 5, 2009 · Amount on Record
Deed Document Number	2009935
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET IA
Recording Date	Jan 19, 2024
Property Address	109 E 240TH ST, RINGSTED, IA 50578-5055
Document Number	0202400068
Instrument Date	Jan 11, 2024
Instrument	2024-00068
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E 240TH ST, RINGSTED, IA 50578-5055
Investor	Possibly a Property Investor

Mortgage

Document Number	0202400069
Date	Jan 19, 2024
Instrument	2024-00069

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET IA
Property Address	109 E 240TH ST, RINGSTED, IA 50578-5055
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E 240TH ST, RINGSTED, IA 50578-5055

Mortgage

Document Number	0202301351
Date	Nov 6, 2023
Instrument	2023-01351

Lender

Name	FIDELITY BANK & TRUST
Type	Bank
Address	BANCROFT, IA 50517

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Emmet County
Municipality	Ringsted City
Unified School District	North Union Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,050.00 (+17.98%)	$64,600 (-) Land $15,100 Building $49,500	$64,600 (-) Land $15,100 Building $49,500
2025		$64,600 (+41.05%) Land $15,100 Building $49,500	$64,600 (+41.05%) Land $15,100 Building $49,500
2024	$890.00 (+24.65%)
2023		$45,800 (+7.76%) Land $12,100 Building $33,700	$45,800 (+7.76%) Land $12,100 Building $33,700
2022	$714.00 Homeowner's exemption	$42,500 Land $12,100 Building $30,400
2021			$42,500 Land $12,100 Building $30,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGSTED WATER SUPPLY serves 365 people · EPA ID IA3275087
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Independent Networks Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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