108 E 240th St, Ringsted, IA 50578 Property Records

Emmet County property record for 108 E 240th St, Ringsted, IA 50578

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,334 sqft · built 1973
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Nov 2024)
Tax Bill	$1,154 (2025)
Deeds & Mortgages	Nov 2024 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`1221206001`

Property Details

APN / Parcel Number

Primary APN	`1221206001`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
1st Floor Area	1,334 sqft
Basement Area	1,334 sqft
Finished Basement	680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	108 E 240TH ST
City	RINGSTED
State	IA
Zip	50578-5055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 15 & 16 BLK 2 LILLARD'S ADDN
Legal Subdivision	LILLARDS ADDN
Legal Block	2
Legal Lot Number	15,16
Jurisdiction	EMMET IA
Township / Civil Division	DENMARK
Census Block Group	1
Census Block	1139
Census Tract	70100

Owner

Source: Emmet County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7901 GULF ST, FRISCO, TX 75035-5873
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2024 · Amount on Record
Deed Sale	Nov 27, 2024 · Amount on Record
Deed Document Number	20241582
Record Updated	Jun 8, 2026

November 2024: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	EMMET IA
Recording Date	Nov 27, 2024
Property Address	108 E 240TH ST, RINGSTED, IA 50578-5055
Document Number	0202401582
Instrument Date	Nov 27, 2024
Instrument	2024-01582
Transaction Type	Foreclosure
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.20
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202500091
Date	Nov 27, 2024
Instrument	2025-00091

Lender

Name	NORTHSTAR BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Emmet County
Municipality	Ringsted City
Unified School District	North Union Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,154.00 Homeowner's exemption	$100,600 (+44.75%) Land $10,500 Building $90,100	$100,600 (+44.75%) Land $10,500 Building $90,100
2024	$1,154.00 (-4.79%)
2023		$69,500 (+5.46%) Land $8,400 Building $61,100	$69,500 (+5.46%) Land $8,400 Building $61,100
2022	$1,212.00 Homeowner's exemption	$65,900 Land $8,400 Building $57,500
2021			$65,900 Land $8,400 Building $57,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGSTED WATER SUPPLY serves 365 people · EPA ID IA3275087
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Independent Networks Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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