109 Dune Comet Ln, Unit B, Inlet Beach, FL 32461 Property Records

Walton County property record for 109 Dune Comet Ln, Unit B, Inlet Beach, FL 32461

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,677 sqft · built 2018
Lot Size	0.019 acres (825 sqft)
Owner	2 Trust Names on File
Last Sale	$452,335 (May 2018)
Tax Bill	$6,302 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16205-000-3720`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16205-000-3720`
Alternative APNs	`20-318-16205-000-3720` `1085389`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	3 Units
Stories	2 Stories
Building Area	1,677 sqft Living Area
Gross Area	2,163 sqft
Flooring	Tile

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	825 sqft (0.019 acres)
Garage Type	Attached
Garage Area	360 sqft
Porch	Open/Unfinished Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 DUNE COMET LN, B
City	INLET BEACH
State	FL
Zip	32461-0892
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TND
Legal Description	LOT 372 PROMINENCE PHASE 3 NORTH PB 20-9 OR 3072-3970
Legal Range	018
Legal Township	03S
Legal Section	20
Legal Subdivision	PROMINENCE PHASE 3
Legal Phase	3
Legal Block	37
Legal Lot Number	372
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1051
Census Tract	950610

Owner

109 Dune Comet Ln, Unit B is held in a trust since May 2026.

Source: Walton County records, as of June 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1050 GRANBERY PARK DR, BRENTWOOD, TN 37027-1494
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 26, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 4, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2018 · Amount on File
Deed Sale	May 4, 2018 · Amount on File
Deed Document Number	201814695
Deed Book / Page	3072 / 3970
Last Transfer Date	May 3, 2026
Transfer Doc	0033992444
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	May 26, 2026
Document Number	0000021266
Book / Page	3399 / 2444
Instrument Date	May 3, 2026
Instrument	202621266
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1050 GRANBERY PARK DR, BRENTWOOD, TN 37027-1494

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	May 26, 2026
Document Number	0033992444
Book / Page	3399 / 2444
Instrument Date	May 3, 2026
Instrument	202621266
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1050 GRANBERY PARK DR, BRENTWOOD, TN 37027-1494

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	109 DUNE COMET LN UNIT B, B, INLET BEACH, FL 32461-0892
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 GRANBERY PARK DR, BRENTWOOD, TN 37027-1494

Mortgage

Document Number	0031710930
Date	Nov 30, 2020
Book Page	3171/930
Instrument	20200048910

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 4, 2018
Property Address	109 DUNE COMET LN UNIT B, B, INLET BEACH, FL 32461-0892
Document Number	0030723970
Book / Page	3072 / 3970
Map Reference	MB20 PG9&10
Instrument Date	Apr 30, 2018
Instrument	2018000014695
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1157 PIN OAK CIR, BRENTWOOD, TN 37027-8903

Mortgage

Document Number	2018000014696
Date	May 4, 2018
Instrument	2018000014696

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 109 Dune Comet Ln, Unit B was $6,302, up 3.4% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,302.00 (+3.4%)	$785,216 Land $275,000 Building $510,216	$785,216 Land $275,000 Building $510,216
2024	$6,095.00 (-1.44%)
2023	$6,184.00 (+7.55%)	$872,660 (+1%) Building $872,660	$872,660 (+1%) Building $872,660
2022	$5,750.00	$793,328 Building $793,328	$793,328 Building $793,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Dune Comet Ln, Unit B in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Dune Comet Ln, Unit B is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, CenturyLink, Verizon, Wildstar Networks.

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