109 Dune Comet Ln, Unit A, Inlet Beach, FL 32461 Property Records

Walton County property record for 109 Dune Comet Ln, Unit A, Inlet Beach, FL 32461

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,678 sqft · built 2018
Lot Size	0.02 acres (907 sqft)
Owner	Individual Name on File
Last Sale	$955,450 (Dec 2022)
Tax Bill	$7,437 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16205-000-3710`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16205-000-3710`
Alternative APN	`1085388`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,678 sqft Living Area
Gross Area	2,231 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	907 sqft (0.02 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1085388
Street Address	109 DUNE COMET LN UNIT A, A
City	INLET BEACH
State	FL
Zip	32461-0892
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 371 PROMINENCE PHASE 3 NORTH PB 20-9 OR 3078-4969 OR 3275-3408
Legal Range	18W
Legal Township	03S
Legal Section	20
Legal Subdivision	PROMINENCE PHASE 3
Legal Phase	3
Legal Lot Number	371
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1051
Census Tract	950610

Owner

109 Dune Comet Ln, Unit A is owned by an individual who bought it in December 2022.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	108 PETERSON LN, PALM HARBOR, FL 34683-1822
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Jul 10, 2018	Grant Deed, Subdivision Related Transfer DHI TITLE/FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2022 · Amount on File
Deed Sale	Dec 15, 2022 · Amount on File
Prior Sale	Jul 10, 2018 · Amount on File
Deed Document Number	20220053537
Deed Book / Page	3275 / 3408
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 15, 2022
Property Address	109 DUNE COMET LN UNIT A, A, INLET BEACH, FL 32461-0892
Document Number	0032753408
Book / Page	3275 / 3408
Map Reference	MB 20 PG 9&10
Instrument Date	Dec 8, 2022
Instrument	20220053537
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	COASTAL LAND TITLE, COASTAL LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,688.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2829 ROSE HILL LN NE, CLEVELAND, TN 37311-7134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17248 W 83RD CIR, ARVADA, CO 80007-6881

Mortgage

Document Number	0032753410
Date	Dec 15, 2022
Instrument	3275/3410

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Jul 10, 2018
Property Address	109 DUNE COMET LN UNIT A, A, INLET BEACH, FL 32461-0892
Document Number	0030784969
Book / Page	003078 / 004969
Instrument Date	Jul 5, 2018
Instrument	22936
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 8, 2018
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Tax	$3,246.22
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3042 WESSINGTON RD CEDAR HILL TN 370324919, CEDAR HILL, TN 37032-4919

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$814,239 Land $300,000 Building $514,239	$814,239 Land $300,000 Building $514,239
2024	$7,437.00 (-9.85%)
2023	$8,250.00 (+37.89%)	$908,003 (+1%) Building $908,003	$908,003 (+1%) Building $908,003
2022	$5,983.00	$825,458 Building $825,458	$825,458 Building $825,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Dune Comet Ln, Unit A in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Dune Comet Ln, Unit A is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, CenturyLink, Verizon, Wildstar Networks.

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