109 Diamond Pl, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 109 Diamond Pl, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,861 sqft · built 2018
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$313,000 (Jun 2019)
Tax Bill	$11,426 (2026)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`422800 70.8-2-61`

Property Details

APN / Parcel Number

Primary APN	`422800 70.8-2-61`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,861 sqft Living Area
1st Floor Area	1,273 sqft
Basement Area	588 sqft
Finished Basement	588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Basement

Exterior Amenities

Porch	Patio
Porch Area	168 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	109 DIAMOND PL
City	SCHENECTADY
State	NY
Zip	12306-2560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Block	2
Legal Lot Number	61.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1029
Census Tract	33002

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 DIAMOND PL, SCHENECTADY, NY 12306-2560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2019	Warranty Deed, Subdivision Related Transfer · ARM CAPITAL COMMUNICATIONS FCU
Oct 29, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2019 · Amount on Record
Deed Sale	Jun 20, 2019 · Amount on Record
Deed Document Number	201928113
Deed Book / Page	2013 / 402
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 20, 2019
Property Address	109 DIAMOND PL, SCHENECTADY, NY 12306-2560
Document Number	0000028113
Book / Page	2013 / 402
Map Reference	CAB N MAP 23&24
Instrument Date	May 9, 2019
Instrument	201928113
Transaction Type	Subdivision Related Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,252.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2035 W OLD STATE RD, 2035, ALTAMONT, NY 12009-5405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 CONTINENTAL RD, ROTTERDAM, NY 12306-3535

Mortgage

Document Number	0000028114
Date	Jun 20, 2019
Instrument	201928114

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.5%
Index	1-Year CMT
Margin	3
Max Rate	9.5%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 29, 2018
Property Address	109 DIAMOND PL, SCHENECTADY, NY 12306-2560
Document Number	0000047816
Book / Page	001998 / 000811
Instrument Date	Oct 3, 2018
Instrument	47816
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$332.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2035 W OLD STATE RD ALTAMONT NY 120095405, ALTAMONT, NY 12009-5405

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,426.00 (+1.62%)
2025	$11,244.00	$307,500 (-) Land $39,000 Building $268,500	$473,100 (+16.93%) Land $60,003 Building $413,097
2023		$307,500 Land $39,000 Building $268,500	$404,600 Land $51,315 Building $353,285

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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