104 Diamond Pl, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 104 Diamond Pl, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,970 sqft · built 2017
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$343,000 (Sep 2017)
Tax Bill	$12,619 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422800 70.8-2-44`

Property Details

APN / Parcel Number

Primary APN	`422800 70.8-2-44`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,970 sqft Living Area
1st Floor Area	854 sqft
2nd Floor Area	876 sqft
Upper Floors Area	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	104 DIAMOND PL
City	SCHENECTADY
State	NY
Zip	12306-2559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Subdivision	HELDERBERG MEADOWS
Legal Block	2
Legal Lot Number	44.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1029
Census Tract	33002

Owner

104 Diamond Pl is owned and occupied by two individuals who bought it in September 2017.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 DIAMOND PL, SCHENECTADY, NY 12306-2559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK
Sep 28, 2017	Warranty Deed, Subdivision Related Transfer · ARM CAPITAL COMMUNICATIONS FCU
May 4, 2017	Warranty Deed, Construction Loan ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2017 · Amount on File
Deed Sale	Sep 28, 2017 · Amount on File
Deed Document Number	201744072
Deed Book / Page	1972 / 222
Prior Transfer Date	Apr 26, 2017
Prior Transfer Doc	0000019991
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	104 DIAMOND PL, SCHENECTADY, NY 12306-2559
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 DIAMOND PL, SCHENECTADY, NY 12306-2559

Mortgage

Document Number	0000042451
Date	Aug 30, 2021
Book Page	5137/653
Instrument	202142451

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2051

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 28, 2017
Property Address	104 DIAMOND PL, SCHENECTADY, NY 12306-2559
Document Number	0000044072
Book / Page	1972 / 222
Map Reference	PL CAB L MAP 23-24
Instrument Date	Sep 22, 2017
Instrument	201744072
Transaction Type	Subdivision Related Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,372.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1266 DUANESBURG RD, 1266, SCHENECTADY, NY 12306-5805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 WALNUT DR, CLIFTON PARK, NY 12065-7308

Mortgage

Document Number	0000044076
Date	Sep 28, 2017
Book Page	4790/542
Instrument	201744076

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.37%
Index	1-Year CMT
Margin	3
Max Rate	9.37%

May 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 4, 2017
Property Address	104 DIAMOND PL, SCHENECTADY, NY 12306-2559
Document Number	0000019991
Book / Page	001961 / 000925
Instrument Date	Apr 26, 2017
Instrument	19991
Transaction Type	Construction Loan
Record Updated	May 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$332.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1266 DUANESBURG RD SCHENECTADY NY 123065805, SCHENECTADY, NY 12306-5805

Tax Assessment & Valuation

The 2026 property tax bill for 104 Diamond Pl was $12,619, up 1.6% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,619.00 (+1.62%)
2025	$12,418.00	$339,600 Land $26,000 Building $313,600	$522,500 Land $40,003 Building $482,497
2023		$339,600 Land $26,000 Building $313,600	$446,800 Land $34,207 Building $412,593

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Diamond Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Diamond Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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