109 Daniels St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 109 Daniels St, Covington, KY 41015

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,464 sqft · built 1926
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jul 2026)
Tax Bill	$1,894 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`056-31-11-003.00`

Property Details

APN / Parcel Number

Primary APN	`056-31-11-003.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,464 sqft Finished Area
Gross Area	1,584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	109 DANIELS ST
City	COVINGTON
State	KY
Zip	41015-1259
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WILLIAMSON PT LOTS 540-541 25'X 100' SS BOONE 125FT' E CHURCH
Legal Subdivision	WILLIAMSON SUBD
Legal Lot Number	540,54
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1024
Census Tract	61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 DANIELS ST, COVINGTON, KY 41015-1259
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
May 4, 2022	Deed, Transfer KENTUCKY LAND TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	May 4, 2022 · Amount on Record
Deed Document Number	202614432
Deed Book / Page	458 / 373
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 13, 2026
Property Address	109 DANIELS ST, COVINGTON, KY 41015-1259
Document Number	0000014432
Book / Page	458 / 373
Instrument Date	Jun 30, 2026
Instrument	202614432
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 DANIELS ST, COVINGTON, KY 41015-1259

Mortgage

Document Number	0000014433,
Date	Jul 13, 2026
Instrument	2026071314433

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	May 4, 2022
Property Address	109 DANIELS ST, COVINGTON, KY 41015-1259
Document Number	0005900137
Book / Page	163 / 386
Instrument Date	May 3, 2022
Instrument	22050405900137
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$143.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42458 BUTTER CT, FLORENCE, KY 41042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 CORONADO CT, GROVER BEACH, CA 93433-1446

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,000 (-) Land $10,000 Building $133,000	$143,000 (-) Land $10,000 Building $133,000
2025	$1,894.00 (-0.53%)	$143,000 (-) Land $10,000 Building $133,000	$143,000 (-) Land $10,000 Building $133,000
2023	$1,904.00	$143,000 Land $10,000 Building $133,000	$143,000 Land $10,000 Building $133,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Daniels St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures