106 Daniels St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 106 Daniels St, Covington, KY 41015

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,292 sqft · built 1926
Lot Size	0.069 acres (3,000 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Apr 2020)
Tax Bill	$1,325 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-31-10-020.00`

Property Details

APN / Parcel Number

Primary APN	`056-31-10-020.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,292 sqft Finished Area
Gross Area	1,462 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,000 sqft (0.069 acres)
Lot Dimensions	100 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	106 DANIELS ST
City	COVINGTON
State	KY
Zip	41015-1260
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WILLIAMSON PT LOTS 538-539 30'X 100' NS DANIELS ST
Legal Subdivision	WILLIAMSON SUBD
Legal Lot Number	538,53
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1011
Census Tract	61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	106 DANIELS ST, COVINGTON, KY 41015-1260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Apr 15, 2020	Deed with Mortgage, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2020 · Amount on Record
Deed Sale	Apr 15, 2020 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	20205900088
Deed Book / Page	16 / 891
Prior Transfer Date	Mar 16, 2020
Prior Transfer Doc	0005900088
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	106 DANIELS ST, COVINGTON, KY 41015-1260
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900186
Date	Nov 17, 2021
Book Page	302/635
Instrument	21111705900186

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Oct 1, 2031

April 2020: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	KENTON KY
Recording Date	Apr 15, 2020
Property Address	106 DANIELS ST, COVINGTON, KY 41015-1260
Document Number	0000000089
Book / Page	000016 / 000891
Instrument Date	Mar 16, 2020
Instrument	89
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 DANIELS ST COVINGTON KY 410151260, COVINGTON, KY 41015-1260

Mortgage

Document Number	0000000089
Date	Apr 15, 2020
Book Page	000M32/000666
Instrument	89

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,000 (+28%) Land $10,000 Building $118,000	$128,000 (+28%) Land $10,000 Building $118,000
2025	$1,325.00 (-0.53%)	$100,000 (-) Land $5,000 Building $95,000	$100,000 (-) Land $5,000 Building $95,000
2023	$1,332.00	$100,000 Land $5,000 Building $95,000	$100,000 Land $5,000 Building $95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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