109 Daniel Ct, Richlands, NC 28574 Property Records

Onslow County property record for 109 Daniel Ct, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,134 sqft · built 2001
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Tax Bill	$1,125 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`102A-12`

Property Details

APN / Parcel Number

Primary APN	`102A-12`
Alternative APNs	`400007835` `059747`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,134 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	205 ft deep x 102 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	400007835
Street Address	109 DANIEL CT
City	RICHLANDS
State	NC
Zip	28574-8188
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L9 S4 ENGLAND ESTATES
Legal Subdivision	ENGLAND ESTATES SEC 4
Legal Lot Number	9
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	3
Census Block	3009
Census Tract	205

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 DANIEL CT, RICHLANDS, NC 28574-8188
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jun 29, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jul 8, 2019	Intrafamily Transfer, Transfer · VA Mortgage CONTOUR MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2019
Deed Sale	Jul 8, 2019
Prior Sale	Jul 27, 2009 · Amount on Record
Deed Book / Page	4978 / 277
Prior Transfer Date	Jul 1, 2019
Prior Transfer Doc	0049780277
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Recording Date	Apr 14, 2026
Property Address	109 DANIEL CT, RICHLANDS, NC 28574-8188
Document Number	6569000756
Book / Page	6569 / 756
Instrument Date	Apr 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 DANIEL CT, RICHLANDS, NC 28574-8188

Mortgage

Document Number	6569000756,
Date	Apr 14, 2026
Book Page	6569/756

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	109 DANIEL CT, RICHLANDS, NC 28574-8188
Transaction Type	Mortgage
Record Updated	Jul 7, 2022
Title Company	VETERANS EXPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057850113
Date	Jun 29, 2022
Book Page	5785/113

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONSLOW NC
Recording Date	Jul 8, 2019
Property Address	109 DANIEL CT, RICHLANDS, NC 28574-8188
Document Number	0049780277
Book / Page	4978 / 277
Map Reference	MB 41 PG 193
Instrument Date	Jul 1, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 DANIEL CT, 109, RICHLANDS, NC 28574-8188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 DANIEL CT, RICHLANDS, NC 28574-8188

Mortgage

Document Number	0004978281
Date	Jul 8, 2019
Instrument	4978/281

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,125.00	$284,438 (+31.18%) Land $58,500 Building $225,938	$284,438 (+31.18%) Land $58,500 Building $225,938
2025	$1,125.00	$216,825 (-) Land $40,000 Building $176,825	$216,825 (-) Land $40,000 Building $176,825
2023	$1,125.00	$216,825 Land $40,000 Building $176,825	$216,825 Land $40,000 Building $176,825

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINTREE/SUMMERSILL ESTATES #2 private · serves 1,539 people · EPA ID NC0467222
Water Source	Purchased groundwater from ONSLOW WTR AND SEWER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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