107 Daniel Ct, Richlands, NC 28574 Property Records

Onslow County property record for 107 Daniel Ct, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,660 sqft · built 2002
Lot Size	0.361 acres (15,743 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Oct 2025)
Tax Bill	$1,418 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`102A-13`

Property Details

APN / Parcel Number

Primary APN	`102A-13`
Alternative APNs	`490025668` `479004000` `059748`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,650 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,743 sqft (0.361 acres)
Lot Dimensions	159 ft deep x 99 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	490025668
Street Address	107 DANIEL CT
City	RICHLANDS
State	NC
Zip	28574-8188
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L10 S4 ENGLAND ESTATES
Legal Subdivision	ENGLAND ESTATES SEC 4
Legal Lot Number	10
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	3
Census Block	3009
Census Tract	205

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 DANIEL CT, RICHLANDS, NC 28574-8188
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 13, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 27, 2021	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Prior Sale	Oct 27, 2021 · Amount on Record
Deed Book / Page	6465 / 129
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 29, 2025
Property Address	107 DANIEL CT, RICHLANDS, NC 28574-8188
Document Number	0064650129
Book / Page	6465 / 129
Map Reference	MB41 PG193 SL K-1140
Instrument Date	Oct 6, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 DANIEL CT, RICHLANDS, NC 28574-8188

Mortgage

Document Number	0006465133
Date	Oct 29, 2025
Instrument	6465/133

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	5.87%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	107 DANIEL CT, RICHLANDS, NC 28574-8188
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053590171
Date	Jan 13, 2021
Book Page	5359/171

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	283 Months
Due	Aug 1, 2044

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 27, 2021
Property Address	107 DANIEL CT, RICHLANDS, NC 28574-8188
Document Number	0056050276
Book / Page	5605 / 276
Map Reference	MB 41 PG 193
Instrument Date	Oct 23, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$441.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 DANIEL CT, RICHLANDS, NC 28574-8188

Mortgage

Document Number	0005605280
Date	Oct 27, 2021
Instrument	5605/280

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,418.00	$285,563 (+31.82%) Land $58,500 Building $227,063	$285,563 (+31.82%) Land $58,500 Building $227,063
2025	$1,418.00	$216,629 (-) Land $40,000 Building $176,629	$216,629 (-) Land $40,000 Building $176,629
2023	$1,418.00	$216,629 Land $40,000 Building $176,629	$216,629 Land $40,000 Building $176,629

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINTREE/SUMMERSILL ESTATES #2 private · serves 1,539 people · EPA ID NC0467222
Water Source	Purchased groundwater from ONSLOW WTR AND SEWER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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