109 Dakota Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 109 Dakota Ave, Saint Cloud, FL 34769 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,106 sqft · built 1973
Lot Size	0.212 acres (9,234 sqft)
Owner	2 Company Names on File
Last Sale	$275,000 (Feb 2026)
Tax Bill	$512 (2025)
Deeds & Mortgages	Feb 2026 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`03-26-30-0033-0001-0460`

Property Details

APN / Parcel Number

Primary APN	`03-26-30-0033-0001-0460`
Alternative APNs	`263003003300010460` `81573`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,106 sqft Living Area
Gross Area	1,930 sqft
1st Floor Area	1,106 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,234 sqft (0.212 acres)
Lot Dimensions	125 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	512 sqft
Porch	Metal Porch
Porch Area	210 sqft
Deck Area	958 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	109 DAKOTA AVE
City	SAINT CLOUD
State	FL
Zip	34769-2275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY ACRES PB 2 PG 52 LOT 46, S 4 FT LOT 45, N 5.5 FT LOT 47
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	SUNNY ACRES CORRECTED PLAT OF
Legal Tract	33
Legal Block	460
Legal Lot Number	46
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3028
Census Tract	43400

Owner

Source: Osceola County records · APN 03-26-30-0033-0001-0460

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	109 DAKOTA AVE, SAINT CLOUD, FL 34769-2275
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Deed Document Number	202622799
Deed Book / Page	6924 / 2747
Prior Transfer Date	Mar 15, 2025
Prior Transfer Doc	0067552141
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 17, 2026
Property Address	109 DAKOTA AVE, SAINT CLOUD, FL 34769-2275
Document Number	0069242747
Book / Page	6924 / 2747
Map Reference	MB 2 PG 52
Instrument Date	Feb 10, 2026
Instrument	2026022799
Transaction Type	Transfer
Record Updated	Mar 06, 2026
Title Company	CELEBRATION TITLE GROUP, CELEBRATION TTL GROUP OF FL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	179 PIN OAK PL, DAVENPORT, FL 33837-5844

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 DAKOTA AVE, SAINT CLOUD, FL 34769-2275

Mortgage

Document Number	0069242749
Date	Feb 17, 2026
Instrument	6924/2749

Lender

Name	CASA FINANCE GROUP LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$512.00 (+7.56%)	$88,142 (+5.99%)	$241,100 (+14.37%) Land $60,000 Building $181,100
2024	$476.00 (+8.18%)
2023	$440.00 (-7.95%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$83,164 (+3%)	$210,800 (+13.33%) Land $55,000 Building $155,800
2022	$478.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$80,742	$186,000 Land $50,000 Building $136,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 98 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 units insured 12 under condo master policies
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian
Claims By Storm	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 368 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.