101 Dakota Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 101 Dakota Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,320 sqft · built 1971
Lot Size	0.304 acres (13,242 sqft)
Owner	2 Individual Names on File
Last Sale	$184,500 (Nov 2019)
Tax Bill	$2,211 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`03-26-30-0033-0001-0440`

Property Details

APN / Parcel Number

Primary APN	`03-26-30-0033-0001-0440`
Alternative APNs	`263003003300010440` `81572`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
Gross Area	1,860 sqft
1st Floor Area	1,140 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,242 sqft (0.304 acres)
Lot Dimensions	100 ft deep x 127 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	240 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	101 DAKOTA AVE
City	SAINT CLOUD
State	FL
Zip	34769-2275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY ACRES PB 2 PG 52 LOT 44 AND N 58.5 FT OF LOT 45
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	SUNNY ACRES CORRECTED PLAT OF
Legal Tract	33
Legal Block	1
Legal Lot Number	44
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3028
Census Tract	43400

Owner

Source: Osceola County records · APN 03-26-30-0033-0001-0440

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	101 DAKOTA AVE, SAINT CLOUD, FL 34769-2275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 01, 2019	Warranty Deed, Transfer · Conventional with PMI ADDITION FIN'L CU
May 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2019 · Amount on Record
Deed Sale	Nov 01, 2019 · Amount on Record
Prior Sale	Dec 04, 2002 · Amount on Record
Deed Document Number	2019142361
Deed Book / Page	5616 / 2553
Prior Transfer Date	May 11, 2017
Prior Transfer Doc	0051501314
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	101 DAKOTA AVE, SAINT CLOUD, FL 34769-2275
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 DAKOTA AVE, SAINT CLOUD, FL 34769-2275

Mortgage

Document Number	0060361443
Date	Sep 03, 2021
Book Page	6036/1443
Instrument	2021137278

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 01, 2019
Property Address	101 DAKOTA AVE, SAINT CLOUD, FL 34769-2275
Document Number	0056162553
Book / Page	005616 / 002553
Instrument Date	Oct 30, 2019
Instrument	142361
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	TITLE AND ABSTRACT AGENCY/AMERICA, TITLE & ABSTRACT AGCY/AMERICA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,291.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 DAKOTA AVE ST CLOUD FL 347692275, ST CLOUD, FL 34769-2275

Mortgage

Document Number	56162555
Date	Nov 01, 2019
Book Page	005616/002555
Instrument	142362

Lender

Name	ADDITION FIN'L CU
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 18, 2017
Property Address	101 DAKOTA AVE, SAINT CLOUD, FL 34769-2275
Document Number	0051501314
Book / Page	005150 / 001314
Instrument Date	May 11, 2017
Instrument	73539
Transaction Type	Transfer
Record Updated	Jul 04, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 NW 154TH AVE CHIEFLAND FL 326264835, CHIEFLAND, FL 32626-4835

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,211.00 (+3.71%) Homeowner's exemption	$166,435 (+5.99%)	$242,100 (+14.14%) Land $66,000 Building $176,100
2024	$2,132.00 (+3.04%)
2023	$2,069.00 (+5.4%) Homeowner's exemption	$157,034 (+3.93%)	$212,100 (+14.71%) Land $60,500 Building $151,600
2022	$1,963.00 Homeowner's exemption	$151,101	$184,900 Land $55,000 Building $129,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 98 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 units insured 12 under condo master policies
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian
Claims By Storm	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 368 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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