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109 Cutter Gap Rd, Townsend, TN 37882 Property Records

Blount County property record for 109 Cutter Gap Rd, Townsend, TN 37882

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,248 sqft · built 1997
Lot Size0.385 acres (16,800 sqft)
OwnerCompany Name on File
Last Sale$495,000 (May 2024)
Tax Bill$1,747 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN005095K B 02400

Property Details

APN / Parcel Number

Primary APN005095K B 02400
Alternative APN
  • 095K B 02400

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,248 sqft Living Area
1st Floor Area780 sqft
Upper Floors Area780 sqft
Basement Area200 sqft
Unfinished Basement200 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2012
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area16,800 sqft
Lot Dimensions168 ft deep x 100 ft wide
TerrainMountain

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area180 sqft
Deck Area128 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address109 CUTTER GAP RD
CityTOWNSEND
StateTN
Zip37882
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionFAIRLIGHT B 2 HARVEST TIME
Legal SubdivisionFAIRLIGHT
Legal BlockB
Legal Lot Number2
JurisdictionBLOUNT TN
Township / Civil Division8
Census Block Group1
Census Block1015
Census Tract11404

Owner

109 Cutter Gap Rd is owned by a company that bought it in May 2024.

Source: Blount County records, as of December 26, 2025

Owner of RecordCompany Name on File
Mailing Address11171 TANGELO TER, BONITA SPRINGS, FL 34135-5746
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2024 · Amount on File
Deed SaleMay 10, 2024 · Amount on File
Prior SaleMay 3, 2021 · Amount on File
Deed Document Number985318
Deed Book / Page2773 / 1520
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLOUNT TN
Recording DateMay 3, 2021
Property Address109 CUTTER GAP RD, TOWNSEND, TN 37882
Document Number0026471494
Book / Page2647 / 1494
Instrument DateApr 28, 2021
Instrument906051
Transaction TypeTransfer
Record UpdatedMay 25, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address713 KEENER RD, SEYMOUR, TN 37865-3633

Mortgage

Document Number0026470000001496
DateMay 3, 2021
Book Page0000002647/0000001496
Instrument906052
Lender
NameMORTGAGE INVESTORS GROUP
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 109 Cutter Gap Rd was $1,747.

Source: Blount County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyBlount County
Unified School DistrictBlount County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,747.00$109,880 Land $20,000 Building $89,880
2023$68,675 (+55.73%) Land $12,500 Building $56,175$274,700 (+55.73%) Land $50,000 Building $224,700
2022$1,089.00$44,100 Land $9,200 Building $34,900$176,400 Land $36,800 Building $139,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 109 Cutter Gap Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Cutter Gap Rd is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 95% of Tennessee
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTUCKALEECHEE UTILITY DISTRICT
serves 14,522 people · EPA ID TN0000714
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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