126 Cutter Gap Rd, Townsend, TN 37882 Property Records

Blount County property record for 126 Cutter Gap Rd, Townsend, TN 37882 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2012
Square Footage1,622 sqft Living Area
Lot Size15,912 sqft (0.365 acres)
Pool1 sqft
Last Sale$340,000 (2021)
Tax Bill$1,694.00 (2025)

Property Details

APN / Parcel Number

Primary APN005095K C 02800
Alternative APN
  • 095K C 02800

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area1,622 sqft Living Area
1st Floor822 sqft 1st Floor
Basement Area800 sqft Basement
Finished Basement800 sqft Finished
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2012
Exterior MaterialSiding Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area15,912 sqft (0.365 acres)
Depth X Width204 ft x 78 ft Depth x Width

Exterior Amenities

Pool Area1 sqft Pool
Deck Area256 sqft Deck
Porch Area136 sqft Porch
TopographyMountain Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address126 CUTTER GAP RD
CityTOWNSEND
StateTN
Zip37882-3518
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFAIRLIGHT A 7
Legal SubdivisionFAIRLIGHT
Legal BlockA
Legal Lot Number7
JurisdictionBLOUNT TN
Minor Civil Division8
Census Blockgroup1
Census Block1028
Census Tract11404

Owner

Source: Blount County records · APN 005095K C 02800

Assessment roll updated December 29, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3534 NEWPORT PARK WAY, LOUISVILLE, TN 37777-3784
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
ALCOA TENNESSEE FCU
Mar 16, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTURY BANK
Aug 01, 2019Warranty Deed, Transfer · Conventional Mortgage
1 8 HOMELOAN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 16, 2021 · Amount on Record
Deed SaleMar 16, 2021 · Amount on Record
Prior SaleAug 01, 2019 · Amount on Record
Deed Doc Number2021901298
Deed Book / Page2639 / 1944
Transfer Doc0022440145
Record RefreshedJun 08, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLOUNT TN
Property Address126 CUTTER GAP RD, TOWNSEND, TN 37882-3518
Transaction TypeMortgage
Record UpdatedSep 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024890526
DateJul 12, 2017
Book Page2489/526
Lender
NameALCOA TENNESSEE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.35%
Type Change DateAug 01, 2027

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLOUNT TN
Recording DateMar 16, 2021
Property Address126 CUTTER GAP RD, TOWNSEND, TN 37882-3518
Document Number0026391944
Book / Page2639 / 1944
Instrument DateMar 12, 2021
Instrument901298
Transaction TypeTransfer
Record UpdatedSep 01, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3534 NEWPORT PARK WAY, LOUISVILLE, TN 37777-3784

Mortgage

Document Number0026390000001947
DateMar 16, 2021
Book Page0000002639/0000001947
Instrument901299
Lender
NameFIRST CENTURY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 01, 2041

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLOUNT TN
Recording DateAug 01, 2019
Property Address126 CUTTER GAP RD, TOWNSEND, TN 37882-3518
Document Number0025581488
Book / Page002558 / 001488
Instrument DateJul 30, 2019
Transaction TypeTransfer
Record UpdatedAug 28, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$797.72
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 CUTTER GAP RD TOWNSEND TN 378823518, TOWNSEND, TN 37882-3518

Mortgage

Document Number25581490
DateAug 01, 2019
Book Page002558/001490
Lender
Name1 8 HOMELOAN
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 31, 2034

Tax Assessment & Valuation

Source: Blount County records · Assessment roll updated December 29, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateTennessee
CountyBlount County
Unified School DistrictBlount County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,694.00 (+79.07%)$106,560 (+6%) Land $20,000 Building $86,560
2023$66,600 Land $12,500 Building $54,100$266,400 Land $50,000 Building $216,400
2022$946.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Blount County (47009C), updated August 23, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 71% of the US · above 95% of Tennessee
Wildfire LikelihoodAbout 1 in 285 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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