Roane County property record for 109 Craddock Dr, Spencer, WV 25276
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 984 sqft · built 1980 |
| Lot Size | 0.623 acres (27,138 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Jul 2007) |
| Tax Bill | $393 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-10-0011.0000 |
| Primary APN | 08-10-0011.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| 1st Floor Area | 1,968 sqft |
| Game Room | Game Room |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 27,138 sqft (0.623 acres) |
| Lot Dimensions | 226 ft deep x 147 ft wide |
| Terrain | Rolling |
| Patio Area | 82 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 85766601 |
|---|---|
| Street Address | 109 CRADDOCK DR |
| City | SPENCER |
| State | WV |
| Zip | 25276-1632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT A-7 EAST MEADOWS NO 1 SEC A |
| Legal Lot Number | A |
| Jurisdiction | ROANE WV |
| Township / Civil Division | II |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 963000 |
109 Craddock Dr is owned and occupied by an individual who bought it in July 2007.
Source: Roane County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 253, SPENCER, WV 25276-0253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2007 · Amount on File |
| Deed Sale | Jul 24, 2007 · Amount on File |
| Deed Document Number | 20072057821 |
| Deed Book / Page | 449 / 198 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 109 Craddock Dr was $393 with a homeowner's exemption, up 13.9% from the year before.
Source: Roane County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $393.00 (+13.91%) | $55,320 (+9.37%) Land $13,260 Building $42,060 | $92,200 (+9.37%) Land $22,100 Building $70,100 |
| 2025 | $345.00 Homeowner's exemption | $50,580 Land $11,280 Building $39,300 | $84,300 Land $18,800 Building $65,500 |
| 2023 | $325.00 (+0.93%) Homeowner's exemption | $48,540 (+0.87%) Land $12,000 Building $36,540 | $80,900 (+0.87%) Land $20,000 Building $60,900 |
| 2022 | $322.00 Homeowner's exemption | $48,120 Land $12,000 Building $36,120 | $80,200 Land $20,000 Building $60,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Craddock Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 28 (1997–2024) |
| Claims Outside the SFHA | 3 of 28 |
| Most Recent Claim | Apr 2024 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Craddock Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPT serves 4,630 people · EPA ID WV3304405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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