Roane County property record for 106 Craddock Dr, Spencer, WV 25276
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,064 sqft · built 1980 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $419 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-10-0030.0000 |
| Primary APN | 08-10-0030.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,064 sqft Living Area |
| 1st Floor Area | 2,128 sqft |
| Basement Area | 936 sqft |
| Finished Basement | 936 sqft |
| Game Room | Game Room |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Lot Area | 9,017 sqft (0.207 acres) |
| Lot Dimensions | 97 ft deep x 93 ft wide |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 85770401 |
|---|---|
| Street Address | 106 CRADDOCK DR |
| City | SPENCER |
| State | WV |
| Zip | 25276-1619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT B-3 EAST MEADOWS |
| Legal Lot Number | B |
| Jurisdiction | ROANE WV |
| Township / Civil Division | II |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 963000 |
106 Craddock Dr is owned and occupied by an individual.
Source: Roane County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 CRADDOCK DR, SPENCER, WV 25276-1619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 106 Craddock Dr was $419, up 8.8% from the year before.
Source: Roane County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Municipality | Spencer City |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $419.00 (+8.83%) | $37,620 (+10.19%) Land $11,580 Building $26,040 | $62,700 (+10.19%) Land $19,300 Building $43,400 |
| 2025 | $385.00 | $34,140 Land $9,840 Building $24,300 | $56,900 Land $16,400 Building $40,500 |
| 2023 | $348.00 | $30,540 (+0.59%) Land $7,500 Building $23,040 | $50,900 (+0.59%) Land $12,500 Building $38,400 |
| 2022 | $348.00 | $30,360 Land $7,500 Building $22,860 | $50,600 Land $12,500 Building $38,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Craddock Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 28 (1997–2024) |
| Claims Outside the SFHA | 3 of 28 |
| Most Recent Claim | Apr 2024 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Craddock Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 43% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPT serves 4,630 people · EPA ID WV3304405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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