Scott County property record for 109 Cornwallis Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,615 sqft · built 2007 |
| Lot Size | 0.133 acres (5,798 sqft) |
| Owner | Company Name on File |
| Last Sale | $285,000 (Aug 2024) |
| Tax Bill | $2,538 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 138-40-162.000 |
| Primary APN | 138-40-162.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,615 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Foundation Type | Block |
| Lot Area | 5,798 sqft (0.133 acres) |
| Garage Type | Attached |
| Garage Area | 326 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 CORNWALLIS DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8894 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLESTON VILLAGE |
| Legal Subdivision | CHARLESTON VILLAGE |
| Legal Lot Number | 9 |
| Legal Unit | 11 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 40606 |
109 Cornwallis Dr is owned by a company that bought it in August 2024.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 113 LOCH LOMOND DR, GEORGETOWN, KY 40324-8501 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Oct 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNIVERSITY OF KENTUCKY FCU |
| Oct 14, 2021 | Warranty Deed, Transfer HOME CLOSINGS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2024 · Amount on File |
| Deed Sale | Aug 29, 2024 · Amount on File |
| Prior Sale | Oct 14, 2021 · Amount on File |
| Deed Document Number | 2024509267 |
| Deed Book / Page | 451 / 597 |
| Prior Transfer Date | Jul 19, 2006 |
| Prior Transfer Doc | 0000145067 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 109 CORNWALLIS DR, GEORGETOWN, KY 40324-8894 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | ACUITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0M1659/205 |
|---|---|
| Date | Dec 7, 2021 |
| Book Page | M1659/205 |
| Instrument | 446678 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 109 CORNWALLIS DR, GEORGETOWN, KY 40324-8894 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1712/835 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | M1712/835 |
| Instrument | 459722 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 14, 2021 |
| Property Address | 109 CORNWALLIS DR, GEORGETOWN, KY 40324-8894 |
| Document Number | 00D428/526 |
| Book / Page | D428 / 526 |
| Instrument Date | Oct 7, 2021 |
| Instrument | 443945 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | HOME CLOSINGS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $186.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 CORNWALLIS DR, GEORGETOWN, KY 40324-8894 |
The 2025 property tax bill for 109 Cornwallis Dr was $2,538.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,000 (-) | $285,000 (-) | |
| 2025 | $2,538.00 | $285,000 | $285,000 |
| 2023 | $2,073.00 (+28.52%) | $228,700 (+22.96%) Land $30,000 Building $198,700 | $228,700 (+22.96%) Land $30,000 Building $198,700 |
| 2022 | $1,613.00 | $186,000 Land $25,000 Building $161,000 | $186,000 Land $25,000 Building $161,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Cornwallis Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Cornwallis Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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