Scott County property record for 105 Cornwallis Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 2017 |
| Lot Size | 0.088 acres (3,838 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $234,900 (Aug 2025) |
| Tax Bill | $1,801 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 138-40-178.000 |
| Primary APN | 138-40-178.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 3,838 sqft (0.088 acres) |
| Street Address | 105 CORNWALLIS DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8894 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLESTON VILLAGE |
| Legal Subdivision | CHARLESTON VILLAGE |
| Legal Lot Number | 7 |
| Legal Unit | 11 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 40606 |
Source: Scott County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 CORNWALLIS DR, GEORGETOWN, KY 40324-8894 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Oct 2, 2023 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Nov 30, 2017 | Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2025 · Amount on Record |
| Deed Sale | Aug 22, 2025 · Amount on Record |
| Prior Sale | Jul 29, 2025 · Amount on Record |
| Deed Document Number | 2025552846 |
| Deed Book / Page | 460 / 115 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 105 CORNWALLIS DR, GEORGETOWN, KY 40324-8894 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 105 CORNWALLIS DR, GEORGETOWN, KY 40324-8894 |
| Document Number | 0M1756/875 |
|---|---|
| Date | Oct 2, 2023 |
| Book Page | M1756/875 |
| Instrument | 484357 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63120 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 1, 2063 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 30, 2017 |
| Property Address | 105 CORNWALLIS DR, GEORGETOWN, KY 40324-8894 |
| Document Number | D392/612 |
| Book / Page | D392 / 612 |
| Map Reference | CAB8 SL395 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 378325 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $137.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 188, PARIS, KY 40362-0188 |
| Name | Verified Name |
|---|---|
| Address | 105 CORNWALLIS DR, GEORGETOWN, KY 40324-8894 |
| Document Number | 378326 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 378326 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,801.00 (+7.91%) | $202,300 (+9.89%) | $202,300 (+9.89%) |
| 2023 | $1,669.00 (+18.54%) | $184,100 (+13.36%) Land $30,000 Building $154,100 | $184,100 (+13.36%) Land $30,000 Building $154,100 |
| 2022 | $1,408.00 | $162,400 Land $25,000 Building $137,400 | $162,400 Land $25,000 Building $137,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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