Effingham County property record for 109 Concord Dr, Guyton, GA 31312
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $593,000 (Dec 2025) |
| Tax Bill | $460 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Feb 2025 Sale & Construction Loan |
| APN | 00510023A00 |
| Primary APN | 00510023A00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,084 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Composition/Composite |
| Roof Material | Fiberglass |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Area | 484 sqft |
| Cooling System | Central |
|---|
| Account Number | 33892 |
|---|---|
| Street Address | 109 CONCORD DR |
| City | GUYTON |
| State | GA |
| Zip | 31312-6678 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R-1 |
| Legal Description | .3822 AC LOT 224 (OUT 352-37) PLT 29/977-980 |
| Legal Subdivision | COVERED BRIDGE PHS IV |
| Legal Phase | 4 |
| Legal Lot Number | 224 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30401 |
Source: Effingham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 13555, SAVANNAH, GA 31416-0555 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2025 | Warranty Deed, Subdivision Related Transfer FREEDOM MORTGAGE |
| Feb 12, 2025 | Quit Claim Deed, Transfer · Construction Mortgage RENASANT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2025 · Amount on Record |
| Deed Sale | Dec 3, 2025 · Amount on Record |
| Prior Sale | Feb 12, 2025 · Amount on Record |
| Deed Book / Page | 3011 / 356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Dec 3, 2025 |
| Property Address | 109 CONCORD DR, GUYTON, GA 31312-6678 |
| Document Number | 003011/356 |
| Book / Page | 3011 / 356 |
| Instrument Date | Nov 25, 2025 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 18, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 13555, SAVANNAH, GA 31416-0555 |
| Document Number | 0003011358 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 3011/358 |
| Name | FREEDOM MORTGAGE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Feb 12, 2025 |
| Property Address | 109 CONCORD DR, GUYTON, GA 31312-6678 |
| Document Number | 0002956/55 |
| Book / Page | 2956 / 55 |
| Instrument Date | Feb 7, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.12 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 212428, AUGUSTA, GA 30917-2428 |
| Document Number | 0000002956/0000000057 |
|---|---|
| Date | Feb 12, 2025 |
| Book Page | 0000002956/0000000057 |
| Instrument | D2025001025 |
| Name | RENASANT BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2026 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,051 (+1,368.28%) Land $44,800 Building $184,251 | $572,628 (+1,368.28%) Land $112,000 Building $460,628 | |
| 2025 | $460.00 Veteran's exemption | $15,600 Land $15,600 | $39,000 Land $39,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: OpenFEMA NFIP redacted claims and policies, as of September 2026
| Flood Insurance Cost | Premium on Record median of 44 policies |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 6 (1994–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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