Effingham County property record for 108 Concord Dr, Guyton, GA 31312
| Property Type | Residential Vacant Land |
|---|---|
| Details | 4 bd · 3.5 ba · 3,682 sqft · built 2024 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Apr 2026) |
| Tax Bill | $460 (2025) |
| Deeds & Mortgages | Feb 2025 Construction Loan Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00510023A00 |
| Primary APN | 00510023A00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,682 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Composition/Composite |
| Roof Material | Fiberglass |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Area | 400 sqft |
| Cooling System | Central |
|---|
| Account Number | 33891 |
|---|---|
| Street Address | 108 CONCORD DR |
| City | GUYTON |
| State | GA |
| Zip | 31312-6678 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R-1 |
| Legal Description | .3822 AC LOT 211 (OUT 352-37) PLT 29/977-980 |
| Legal Subdivision | COVERED BRIDGE PHS IV |
| Legal Phase | 4 |
| Legal Lot Number | 211 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30401 |
Source: Effingham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 CONCORD DR, GUYTON, GA 31312-6678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2025 | Deed of Trust, Mortgage · Construction Mortgage RENASANT BANK |
| Apr 17, 2026 | Limited Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on Record |
| Deed Sale | Apr 17, 2026 · Amount on Record |
| Deed Book / Page | 3038 / 54 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 108 CONCORD DR, GUYTON, GA 31312-6678 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 586 GIBBS RD, EVANS, GA 30809-6304 |
| Document Number | 0000002958/0000000489 |
|---|---|
| Date | Feb 25, 2025 |
| Book Page | 0000002958/0000000489 |
| Instrument | D2025001420 |
| Name | RENASANT BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Apr 17, 2026 |
| Property Address | 108 CONCORD DR, GUYTON, GA 31312-6678 |
| Document Number | 0003038/54 |
| Book / Page | 3038 / 54 |
| Instrument Date | Apr 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 CONCORD DR, GUYTON, GA 31312-6678 |
| Document Number | 3038000056, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 3038/56 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,388 (+1,357.62%) Land $44,800 Building $182,588 | $568,470 (+1,357.62%) Land $112,000 Building $456,470 | |
| 2025 | $460.00 | $15,600 Land $15,600 | $39,000 Land $39,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 6 (1994–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 83% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures