Ellis County property record for 109 Clover Leaf Ln, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,106 sqft · built 2004 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $6,595 (2025) |
| Deeds & Mortgages | Jan 2025 Sale May 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R221893 |
| Primary APN | R221893 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,106 sqft Living Area |
| Gross Area | 2,486 sqft |
| 1st Floor Area | 2,106 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,621 sqft (0.152 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 CLOVER LEAF LN |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-4628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 BLK D QUAIL RUN ESTS PH I .152 AC |
| Legal Subdivision | QUAIL RUN ESTS PH I |
| Legal Block | D |
| Legal Lot Number | 17 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 60206 |
Source: Ellis County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 17, 2025 | Warranty Deed, Transfer SELENE TITLE LLC |
| May 31, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| May 31, 2019 | Loan Modification, Mortgage RUSHMORE LN MGMT SVCS |
| Aug 25, 2017 | Warranty Deed, Transfer · FHA Mortgage SWIFSURE LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2025 |
| Deed Sale | Jan 17, 2025 |
| Prior Sale | Jul 19, 2023 |
| Deed Document Number | 20251911 |
| Prior Transfer Date | Aug 18, 2017 |
| Prior Transfer Doc | 0000024433 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Jan 17, 2025 |
| Property Address | 109 CLOVER LEAF LN, RED OAK, TX 75154-4628 |
| Document Number | 0002501911 |
| Map Reference | CAB E SL 321 |
| Instrument Date | Jan 11, 2025 |
| Instrument | 2501911 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2026 |
| Title Company | SELENE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 109 CLOVER LEAF LN, RED OAK, TX 75154-4628 |
| Document Number | 0000018162 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 109 CLOVER LEAF LN RED OAK TX 751544628, RED OAK, TX 75154-4628 |
| Document Number | 0000018162 |
|---|---|
| Date | Jul 1, 2019 |
| Instrument | 18162 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 109 CLOVER LEAF LN, RED OAK, TX 75154-4628 |
| Document Number | 0000018161 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 109 CLOVER LEAF LN RED OAK TX 751544628, RED OAK, TX 75154-4628 |
| Document Number | 0000018161 |
|---|---|
| Date | Jul 1, 2019 |
| Instrument | 18161 |
| Name | RUSHMORE LN MGMT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | FARMERS BRANCH, TX 75234 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 30, 2049 |
| Rate | 4.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Aug 25, 2017 |
| Property Address | 109 CLOVER LEAF LN, RED OAK, TX 75154-4628 |
| Document Number | 0000024433 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 24433 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 109 CLOVER LEAF LN RED OAK TX 751544628, RED OAK, TX 75154-4628 |
| Document Number | 24434 |
|---|---|
| Date | Aug 25, 2017 |
| Instrument | 24434 |
| Name | SWIFSURE LNS |
|---|---|
| Address | SANTA ANA, CA 92705 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 24, 2047 |
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $290,000 (-10.63%) Land $70,000 Building $220,000 | $290,000 (-10.63%) Land $70,000 Building $220,000 | |
| 2025 | $6,595.00 (-6.2%) | $324,498 (+0.79%) Land $70,000 Building $254,498 | $324,498 (+0.79%) Land $70,000 Building $254,498 |
| 2024 | $7,031.00 (+43.23%) | ||
| 2023 | $4,909.00 (+3.54%) Homeowner's exemption | $321,953 Land $77,000 Building $244,953 | $321,953 Land $77,000 Building $244,953 |
| 2018 | $4,741.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RED OAK serves 18,577 people · EPA ID TX0700031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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