Ellis County property record for 106 Clover Leaf Ln, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 2002 |
| Lot Size | 0.152 acres (6,599 sqft) |
| Owner | Individual Name on File |
| Last Sale | $168,200 (Feb 2017) |
| Tax Bill | $4,123 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R221879 |
| Primary APN | R221879 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Gross Area | 2,036 sqft |
| 1st Floor Area | 1,620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,599 sqft (0.152 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 106 CLOVER LEAF LN |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-4627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK E QUAIL RUN ESTS PH I .1515 AC |
| Legal Subdivision | QUAIL RUN ESTS PH I |
| Legal Block | E |
| Legal Lot Number | 4 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 60206 |
106 Clover Leaf Ln is owned and occupied by an individual who bought it in February 2017.
Source: Ellis County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 CLOVER LEAF LN, RED OAK, TX 75154-4627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Feb 1, 2017 | Warranty Deed, Transfer · FHA Mortgage GATEWAY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2017 · Amount on File |
| Deed Sale | Feb 1, 2017 · Amount on File |
| Deed Document Number | 20173013 |
| Prior Transfer Date | Jan 27, 2017 |
| Prior Transfer Doc | 0000003013 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 106 CLOVER LEAF LN, RED OAK, TX 75154-4627 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 106 CLOVER LEAF LN, RED OAK, TX 75154-4627 |
| Document Number | 0002323397 |
|---|---|
| Date | Aug 9, 2023 |
| Instrument | 2323397 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 282 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 106 CLOVER LEAF LN, RED OAK, TX 75154-4627 |
| Document Number | 0000001178 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 106 CLOVER LEAF LN RED OAK TX 751544627, RED OAK, TX 75154-4627 |
| Document Number | 0000001178 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 1178 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 11, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Feb 1, 2017 |
| Property Address | 106 CLOVER LEAF LN, RED OAK, TX 75154-4627 |
| Document Number | 0000003013 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 3013 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 OAK DELL LN RED OAK TX 751542428, RED OAK, TX 75154-2428 |
| Document Number | 3014 |
|---|---|
| Date | Feb 1, 2017 |
| Instrument | 3014 |
| Name | GATEWAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | JENKS, OK 74037-3448 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 31, 2047 |
The 2025 property tax bill for 106 Clover Leaf Ln was $4,123 with a homeowner's exemption, down 12.6% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $264,985 (-4.27%) Land $70,000 Building $194,985 | $264,985 (-4.27%) Land $70,000 Building $194,985 | |
| 2025 | $4,123.00 (-12.65%) Homeowner's exemption | $276,807 Land $77,000 Building $199,807 | $276,807 Land $77,000 Building $199,807 |
| 2024 | $4,720.00 (+9.49%) | ||
| 2023 | $4,311.00 Homeowner's exemption | $302,025 Land $77,000 Building $225,025 | $302,025 Land $77,000 Building $225,025 |
| 2018 | $4,080.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Clover Leaf Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Clover Leaf Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RED OAK serves 18,577 people · EPA ID TX0700031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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