109 Christopher Dr, Clayton, NC 27520 Property Records

Johnston County property record for 109 Christopher Dr, Clayton, NC 27520 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,412 sqft · built 1998
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on File
Last Sale	$297,000 (Jul 2019)
Tax Bill	$3,088 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05H01011V`

Property Details

APN / Parcel Number

Primary APN	`05H01011V`
Alternative APN	`2000245241`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,412 sqft Living Area
Gross Area	3,604 sqft
1st Floor Area	2,412 sqft
Attic	Attic
Attic Area	308 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2010
Exterior Material	Other
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	31,799 sqft (0.73 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	218 sqft
Deck Area	182 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000245241
Street Address	109 CHRISTOPHER DR
City	CLAYTON
State	NC
Zip	27520-5504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49 OLE MILL STREAM PH 1 50/247
Legal Subdivision	OLE MILL STREAM SUBDIVISION PHASE 1
Legal Phase	1
Legal Lot Number	49
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2002
Census Tract	41005

Owner

Source: Johnston County records · APN 05H01011V

Assessment roll updated September 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 CHRISTOPHER DR, CLAYTON, NC 27520-5504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 06, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED COMMUNITY BANK
Dec 07, 2021	Intrafamily Transfer, Transfer
Jul 25, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 25, 2019 · Amount on Record
Deed Sale	Jul 25, 2019 · Amount on Record
Deed Document Number	2019621042
Deed Book / Page	5392 / 138
Last Transfer Date	Nov 30, 2021
Transfer Doc	0000785388
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	109 CHRISTOPHER DR, CLAYTON, NC 27520-5504
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000785105
Date	Dec 06, 2021
Book Page	6126/787
Instrument	2021785105

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSTON NC
Recording Date	Dec 07, 2021
Property Address	109 CHRISTOPHER DR, CLAYTON, NC 27520-5504
Document Number	0000785388
Book / Page	6127 / 925
Map Reference	MB 50 PG 247
Instrument Date	Nov 30, 2021
Instrument	2021785388
Transaction Type	Transfer
Record Updated	Jan 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CHRISTOPHER DR, CLAYTON, NC 27520-5504

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jul 25, 2019
Property Address	109 CHRISTOPHER DR, CLAYTON, NC 27520-5504
Document Number	0000621042
Book / Page	5392 / 0138
Map Reference	MB 50 PG 247
Instrument Date	Jul 01, 2019
Instrument	2019621042
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1037 SERENITY MOUNTAIN RD, 1037, WAYNESVILLE, NC 28786-9785

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CHRISTOPHER DR, CLAYTON, NC 27520-5504

Mortgage

Document Number	0000621043
Date	Jul 25, 2019
Instrument	2019621043

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Johnston County records · Assessment roll updated September 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,088.00 (+23.13%)	$486,380 (+62.89%) Land $93,440 Building $392,940	$486,380 (+62.89%) Land $93,440 Building $392,940
2023	$2,508.00	$298,600 Land $67,280 Building $231,320	$298,600 Land $67,280 Building $231,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Johnston County (37101C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371010410052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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