104 Christopher Dr, Clayton, NC 27520 Property Records

Johnston County property record for 104 Christopher Dr, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,192 sqft · built 1998
Lot Size	1.88 acres (81,893 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,262 (2023)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05H01011E`

Property Details

APN / Parcel Number

Primary APN	`05H01011E`
Alternative APN	`2000138362`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,192 sqft Living Area
1st Floor Area	2,074 sqft
2nd Floor Area	828 sqft
Attic Area	290 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Architectural Style	Other
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	81,893 sqft (1.88 acres)
Garage Type	Mixed
Garage Area	768 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	1,273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000138362
Street Address	104 CHRISTOPHER DR
City	CLAYTON
State	NC
Zip	27520-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	L31 OLE ML STRM P1 52/211176000-
Legal Subdivision	OLE MILL STREAM PH 01
Legal Lot Number	31
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2000
Census Tract	41005

Owner

Source: Johnston County records · APN 05H01011E

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	104 CHRISTOPHER DR, CLAYTON, NC 27520-5503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 20, 2008
Deed Sale	Feb 20, 2008
Prior Sale	Mar 27, 2007
Deed Document Number	0000207852
Deed Book / Page	3497 / 0010
Last Transfer Date	Mar 27, 2008
Transfer Doc	0000212223
Record Updated	Jun 07, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	104 CHRISTOPHER DR, CLAYTON, NC 27520-5503
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000680740
Date	Sep 28, 2020
Book Page	5711/259
Instrument	2020680740

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Johnston County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,262.00	$388,390 Land $90,690 Building $297,700	$388,390 Land $90,690 Building $297,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile USA.

Based on FCC filings for 64 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OLE MILL STREAM S/D private · serves 325 people
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.