109 Cherry Tree Rd, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 109 Cherry Tree Rd, Cotuit, MA 02635 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	5 Baths
Year Built	Built 2003
Square Footage	2,922 sqft Living Area
Lot Size	51,836 sqft (1.19 acres)
Occupancy	Owner Occupied
Last Sale	$910,000 (2021)
Tax Bill	$9,291.00 (2025)

Owner

Source: Barnstable County and Barnstable Town City records · APN COTU M:018 L:007

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 CHERRY TREE RD, COTUIT, MA 02635-3308
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 15, 2024	Deed of Trust, Mortgage · Stand Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
Apr 18, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jun 11, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 28, 2018	Quit Claim Deed, Transfer LOANDEPOT.COM LLC
Jan 03, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Prior Sale	Jun 28, 2018 · Amount on Record
Deed Book / Page	34751 / 95
Transfer Doc	0000061799
Record Refreshed	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTUIT MA
Property Address	109 CHERRY TREE RD, COTUIT, MA 02635-3308
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036362-192
Date	May 15, 2024
Book Page	36362/192
Instrument	18485

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2054

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	109 CHERRY TREE RD, COTUIT, MA 02635-3308
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30424-163
Date	Apr 18, 2017
Book Page	30424/163
Instrument	18373

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Jun 11, 2019
Property Address	109 CHERRY TREE RD, COTUIT, MA 02635-3308
Document Number	32080-226
Book / Page	032080 / 000226
Instrument Date	Dec 14, 2018
Instrument	26702
Transaction Type	Transfer
Record Updated	Jul 02, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CHERRY TREE RD COTUIT MA 026353308, COTUIT, MA 02635-3308

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Jun 28, 2018
Property Address	109 CHERRY TREE RD, COTUIT, MA 02635-3308
Document Number	31372-98
Book / Page	031372 / 000098
Instrument Date	Jun 26, 2018
Instrument	31464
Transaction Type	Transfer
Record Updated	Jul 17, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,827.90
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	109 CHERRY TREE RD COTUIT MA 02635, COTUIT, MA 02635

Mortgage

Document Number	31372-100
Date	Jun 28, 2018
Book Page	031372/000100
Instrument	31465

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	109 CHERRY TREE RD, COTUIT, MA 02635-3308
Document Number	30219-66
Book / Page	030219 / 000066
Instrument Date	Jan 03, 2017
Transaction Type	Mortgage
Record Updated	Feb 01, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Mortgage

Document Number	30219-66
Date	Jan 09, 2017
Book Page	030219/000066
Instrument	1163

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 08, 2032

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,291.00 (+9.85%)	$1,112,700 (+3.67%) Land $205,900 Building $906,800	$1,178,760
2024	$8,458.00 (+4.89%)	$1,073,300 (+11.41%) Land $205,900 Building $867,400
2023	$8,064.00	$963,400 Land $203,800 Building $759,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 3% of the US · above 6% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`COTU M:018 L:007`
Alternative APN	`4774`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	7 Rooms
Building Area	2,922 sqft Living Area
Gross Area	7,428 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	51,836 sqft (1.19 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	4774
Street Address	109 CHERRY TREE RD
City	COTUIT
State	MA
Zip	02635-3308
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	7
Jurisdiction	BARNSTABLE MA
Minor Civil Division	BARNSTABLE TOWN
Census Blockgroup	1
Census Block	1053
Census Tract	13200

109 Cherry Tree Rd, Cotuit, MA 02635 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Cherry Tree Rd

Nearby Streets

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