Carteret County property record for 109 Cedar Ln, Apt 4, Cedar Point, NC 28584
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 704 sqft · built 1969 |
| Lot Size | 0.015 acres (689 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $126,000 (Jul 2020) |
| Tax Bill | $1,013 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 5364.16.92.7939004 |
| Primary APN | 5364.16.92.7939004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Units | 14 Units |
| Stories | 1 Story |
| Building Area | 704 sqft Heated Area |
| Gross Area | 784 sqft |
| 1st Floor Area | 704 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 689 sqft (0.015 acres) |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 47393 |
|---|---|
| Street Address | 109 CEDAR LN, 4 |
| City | CEDAR POINT |
| State | NC |
| Zip | 28584-7018 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | U4 DOLPHIN CONDOS |
| Legal Subdivision | THE DOLPHIN CONDOMINIUMS |
| Legal Block | 92 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 3 |
| Census Block | 3055 |
| Census Tract | 970806 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 CEDAR LN, 4, CEDAR POINT, NC 28584-7018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 17, 2020 | Warranty Deed, Transfer · Conventional with PMI PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2020 · Amount on Record |
| Deed Sale | Jul 17, 2020 · Amount on Record |
| Prior Sale | Sep 28, 2007 · Amount on Record |
| Deed Document Number | 20201679237 |
| Deed Book / Page | 1679 / 237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 109 CEDAR LN APT 4, 4, CEDAR POINT, NC 28584-7018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0017760311 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 1776/311 |
| Instrument | 1776311 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jul 17, 2020 |
| Property Address | 109 CEDAR LN APT 4, 4, CEDAR POINT, NC 28584-7018 |
| Document Number | 0016790237 |
| Book / Page | 001679 / 000237 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $252.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5501 COLONIAL CHATSWORTH CIR NORTH CHARLESTON SC 294182752, NORTH CHARLESTON, SC 29418-2752 |
| Document Number | 16790238 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 001679/000238 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2050 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Cedar Point Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,986 (-) Building $206,986 | $206,986 (-) Building $206,986 | |
| 2025 | $1,013.00 (+47.67%) | $206,986 (+81.09%) Building $206,986 | $206,986 (+81.09%) Building $206,986 |
| 2023 | $114,300 Building $114,300 | $114,300 Building $114,300 | |
| 2022 | $686.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 213 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 339 units insured incl. 126 condo units |
| Nearby Flood Claims | 49 (1996–2022) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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