Carteret County property record for 109 Cedar Ln, Apt 2, Cedar Point, NC 28584
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 660 sqft · built 1969 |
| Lot Size | 0.014 acres (650 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Oct 2025) |
| Tax Bill | $981 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Nov 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 5364.16.92.7939002 |
| Primary APN | 5364.16.92.7939002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Units | 14 Units |
| Stories | 1 Story |
| Building Area | 660 sqft Heated Area |
| Gross Area | 690 sqft |
| 1st Floor Area | 660 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 650 sqft (0.014 acres) |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 59564 |
|---|---|
| Street Address | 109 CEDAR LN, 2 |
| City | CEDAR POINT |
| State | NC |
| Zip | 28584-7018 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | U2 DOLPHIN CONDO |
| Legal Subdivision | THE DOLPHIN CONDOMINIUMS |
| Legal Block | 92 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 3 |
| Census Block | 3055 |
| Census Tract | 970806 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2788 BEDDARD RD, GRIMESLAND, NC 27837-9611 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Nov 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Sep 22, 2020 | Warranty Deed, Transfer · Line of Credit FIRST CITIZENS BANK |
| May 18, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on Record |
| Deed Sale | Oct 30, 2025 · Amount on Record |
| Prior Sale | Nov 10, 2021 · Amount on Record |
| Deed Document Number | 20251870034 |
| Deed Book / Page | 1870 / 34 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Oct 30, 2025 |
| Property Address | 109 CEDAR LN APT 2, 2, CEDAR POINT, NC 28584-7018 |
| Document Number | 0018700034 |
| Book / Page | 1870 / 34 |
| Map Reference | MB 10A PG 28-30 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 1870034 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 TEMPE GUT RD, BAYBORO, NC 28515-9397 |
| Name | Verified Name |
|---|---|
| Address | 2788 BEDDARD RD, GRIMESLAND, NC 27837-9611 |
| Document Number | 0000187035 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 1870/35 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Nov 10, 2021 |
| Property Address | 109 CEDAR LN APT 2, 2, CEDAR POINT, NC 28584-7018 |
| Document Number | 0017460039 |
| Book / Page | 1746 / 39 |
| Map Reference | MB UO-2 PG 154 |
| Instrument Date | Nov 10, 2021 |
| Instrument | 1746039 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 857, SWANSBORO, NC 28584-0857 |
| Name | Verified Name |
|---|---|
| Address | 2262 OLD OAK RD, KINSTON, NC 28504-7216 |
| Document Number | 1746040 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 1746-040 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Sep 22, 2020 |
| Property Address | 109 CEDAR LN APT 2, 2, CEDAR POINT, NC 28584-7018 |
| Document Number | 0016880273 |
| Book / Page | 1688 / 273 |
| Map Reference | MB 10A PG 28-30 |
| Instrument Date | Sep 21, 2020 |
| Instrument | 1688273 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2919 HWY 258 S, 2919, KINSTON, NC 28504-7710 |
| Name | Verified Name |
|---|---|
| Address | 135 JACK BRANCH LN, HUBERT, NC 28539-1504 |
| Document Number | 1688274 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 1688-274 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | May 18, 2018 |
| Property Address | 109 CEDAR LN APT 2, 2, CEDAR POINT, NC 28584-7018 |
| Document Number | 0016080455 |
| Book / Page | 001608 / 000455 |
| Instrument Date | May 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $230.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2919 HWY 258 S KINSTON NC 285047710, KINSTON, NC 28504-7710 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Cedar Point Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,714 (-) Building $199,714 | $199,714 (-) Building $199,714 | |
| 2025 | $981.00 (+48.19%) | $199,714 (+81.16%) Building $199,714 | $199,714 (+81.16%) Building $199,714 |
| 2023 | $110,240 Building $110,240 | $110,240 Building $110,240 | |
| 2022 | $662.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 213 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 339 units insured incl. 126 condo units |
| Nearby Flood Claims | 49 (1996–2022) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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