Lauderdale County property record for 109 Cathmich Ct, Florence, AL 35634 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,846 sqft · built 2014 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on File |
| Last Sale | $675,000 (Jan 2025) |
| Tax Bill | $2,069 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-08-34-0-005-003-006 |
| Primary APN | 16-08-34-0-005-003-006 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,846 sqft Living Area |
| 1st Floor Area | 2,846 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 24,394 sqft (0.56 acres) |
| Lot Dimensions | 170 ft deep x 158 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 79513 |
|---|---|
| Street Address | 109 CATHMICH CT |
| City | FLORENCE |
| State | AL |
| Zip | 35634-2118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 158.89 X 170 HIDDEN HILLS ESTATES LOTS 1-12 LOT 8 .56 AC/D SEC 34 T2S R10W |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 34 |
| Legal Subdivision | HIDDEN HILLS ESTATES |
| Legal Lot Number | 1-12 56 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 11503 |
Source: Lauderdale County records · APN 16-08-34-0-005-003-006
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 109 CATHMICH CT, FLORENCE, AL 35634-2118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jan 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Dec 05, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TVA COMMUNITY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 21, 2025 · Amount on Record |
| Deed Sale | Jan 21, 2025 · Amount on Record |
| Deed Document Number | 0020252601 |
| Deed Book / Page | 2025 / 2601 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 109 CATHMICH CT, FLORENCE, AL 35634-2118 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02026/6622 |
|---|---|
| Date | Feb 13, 2026 |
| Book Page | 2026/6622 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Jan 21, 2025 |
| Property Address | 109 CATHMICH CT, FLORENCE, AL 35634-2118 |
| Document Number | 02025/2601 |
| Book / Page | 2025 / 2601 |
| Map Reference | MB 6 PG 308 |
| Instrument Date | Jan 01, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 226 RANDAL LN, FLORENCE, AL 35634-3305 |
| Name | Verified Name |
|---|---|
| Address | 109 CATHMICH CT, FLORENCE, AL 35634-2118 |
| Document Number | 0202502603 |
|---|---|
| Date | Jan 21, 2025 |
| Instrument | 2025/02603 |
| Name | NAVY FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 109 CATHMICH CT, FLORENCE, AL 35634-2118 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2017/53530 |
|---|---|
| Date | Dec 05, 2017 |
| Book Page | 2017/53530 |
| Name | TVA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 30, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Lauderdale County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,069.00 (-1.57%) Homeowner's exemption | $60,760 (-1.52%) | $607,400 (-1.56%) Land $27,700 Building $579,700 |
| 2024 | $2,102.00 (+3.7%) Homeowner's exemption | $61,700 (+2,387.9%) Land $2,700 Building $59,000 | $617,000 (+6.12%) Land $27,000 Building $590,000 |
| 2023 | $2,027.00 (+17.64%) Homeowner's exemption | $2,480 (-94.99%) Land $2,480 | $581,420 (+17.6%) Land $24,800 Building $556,620 |
| 2022 | $1,723.00 Homeowner's exemption | $49,460 | $494,400 Land $28,500 Building $465,900 |
Source: FEMA National Flood Hazard Layer, Lauderdale County (01077C), updated August 1, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010770115031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2019 |
| Wildfire Risk | Low above 7% of the US · above 2% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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