103 Cathmich Ct, Florence, AL 35634 Property Records

Lauderdale County property record for 103 Cathmich Ct, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,113 sqft · built 2007
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Nov 2025 Transfer Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-08-34-0-005-003-007`

Property Details

APN / Parcel Number

Primary APN	`16-08-34-0-005-003-007`
Alternative APNs	`080467` `69453` `80467`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,113 sqft Living Area
1st Floor Area	3,113 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	170 ft deep x 151 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	80467
Street Address	103 CATHMICH CT
City	FLORENCE
State	AL
Zip	35634-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	151.53 X 170.01 HIDDEN HILLS ESTATES LOT 7 .59 AC/D SEC 34 T2S R10W
Legal Range	10W
Legal Township	02S
Legal Section	34
Legal Subdivision	HIDDEN HILLS ESTATES
Legal Lot Number	7
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1012
Census Tract	11503

Owner

Source: Lauderdale County assessment roll, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 CATHMICH CT, FLORENCE, AL 35634-2118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Intrafamily Transfer, Transfer
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 21, 2012
Transfer Doc	2012/38736
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAUDERDALE AL
Recording Date	Nov 21, 2025
Property Address	103 CATHMICH CT, FLORENCE, AL 35634-2118
Document Number	2025/56510
Book / Page	2025 / 56510
Map Reference	MB 6 PG 308
Instrument Date	Nov 20, 2025
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 CATHMICH CT, FLORENCE, AL 35634-2118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5582 MEADOW PL, GULF BREEZE, FL 32563

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	103 CATHMICH CT, FLORENCE, AL 35634-2118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/46832
Date	Sep 4, 2020
Book Page	2020/46832

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$50,100 (+1,920.16%)	$500,940 (+1.68%) Land $27,700 Building $473,240
2023	Homeowner's exemption	$2,480 Land $2,480	$492,660 Land $24,800 Building $467,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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