109 Cardinal St, Deridder, LA 70634 Property Records

Beauregard Parish property record for 109 Cardinal St, Deridder, LA 70634

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,092 sqft · built 1983
Lot Size	0.206 acres (8,999 sqft)
Owner	Company Name on File
Last Sale	$257,700 (Apr 2024)
Tax Bill	$921 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0337619103`

Property Details

APN / Parcel Number

Primary APN	`0337619103`

Interior

Full Baths	2 Baths
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	8,999 sqft (0.206 acres)

Location & Zoning

Street Address	109 CARDINAL ST
City	DERIDDER
State	LA
Zip	70634-4654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 OF EDGEWOOD ESTATES
Legal Range	09W
Legal Township	02S
Legal Section	32
Legal Subdivision	EDGEWOOD ESTATES
Legal Lot Number	13
Jurisdiction	BEAUREGARD LA
Township / Civil Division	3C
Census Block Group	2
Census Block	2003
Census Tract	960500

Owner

109 Cardinal St is owned by a company that bought it in April 2024.

Source: Beauregard Parish records, as of July 21, 2026

Owner of Record	Company Name on File
Mailing Address	1339 N PINE ST, DERIDDER, LA 70634-2823
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK
Apr 24, 2020	Warranty Deed, Transfer · Commercial Mortgage LAKESIDE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2024 · Amount on File
Deed Sale	Apr 5, 2024 · Amount on File
Prior Sale	Apr 24, 2020 · Amount on File
Deed Document Number	2024588417
Deed Book / Page	1099 / 176
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUREGARD LA
Recording Date	Apr 5, 2024
Property Address	109 CARDINAL ST, DERIDDER, LA 70634-4654
Document Number	001099/176
Book / Page	1099 / 176
Map Reference	MB 1 PG 135
Instrument Date	Apr 5, 2024
Instrument	588417
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 103, DERIDDER, LA 70634-0103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1339 N PINE ST, DERIDDER, LA 70634-2823

Mortgage

Document Number	0000588418
Date	Apr 5, 2024
Instrument	588418

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUREGARD LA
Recording Date	Apr 24, 2020
Property Address	109 CARDINAL ST, DERIDDER, LA 70634-4654
Document Number	0001035/57
Book / Page	1035 / 57
Map Reference	MB 1 PG 135
Instrument Date	Apr 23, 2020
Instrument	561613
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 BOBBY NICHOLS DR, DERIDDER, LA 70634-5810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 103, DERIDDER, LA 70634-0103

Mortgage

Document Number	000891/216
Date	Apr 24, 2020
Book Page	891/216
Instrument	561614

Lender

Name	LAKESIDE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 109 Cardinal St was $921.

Source: Beauregard Parish assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Beauregard Parish
Municipality	DeRidder City
Unified School District	Beauregard Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$921.00	$8,913 Land $563 Building $8,350	$89,129 Land $5,625 Building $83,504
2023	$926.00	$8,820 Land $600 Building $8,220	$88,200 Land $6,000 Building $82,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 109 Cardinal St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	15 (2005–2024)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Cardinal St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 57% of Louisiana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DERIDDER WATER SYSTEM serves 14,400 people · EPA ID LA1011001
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
Fastwyre Broadband Fiber · not low latency	100 / 100

May also be available: AT&T.

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