109 Captiva Dr, Ponte Vedra Beach, FL 32081 Property Records

St. Johns County property record for 109 Captiva Dr, Ponte Vedra Beach, FL 32081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,752 sqft · built 2011
Lot Size	0.18 acres (7,840 sqft)
Owner	Individual Name on File
Last Sale	$407,500 (Jul 2017)
Tax Bill	$7,197 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`068052-0120`

Property Details

APN / Parcel Number

Primary APN	`068052-0120`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,752 sqft Living Area
Gross Area	3,404 sqft
1st Floor Area	1,130 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	260 sqft
Porch	Finished/Open Porch
Porch Area	354 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 CAPTIVA DR
City	PONTE VEDRA
State	FL
Zip	32081-5039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	65/100-105 KELLY POINTE AT NOCATEE PHASE 1 LOT 12 OR4412/283
Legal Range	29E
Legal Township	04S
Legal Section	30
Legal Subdivision	KELLY POINTE AT NOCATEE PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	12
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	2
Census Block	2050
Census Tract	20708

Owner

109 Captiva Dr is owned and occupied by an individual who bought it in July 2017.

Source: St. Johns County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	109 CAPTIVA DR, PONTE VEDRA, FL 32081-5039
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2017 · Amount on File
Deed Sale	Jul 28, 2017 · Amount on File
Prior Sale	Nov 3, 2011 · Amount on File
Deed Document Number	201752188
Deed Book / Page	4412 / 283
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 28, 2017
Property Address	109 CAPTIVA DR, PONTE VEDRA, FL 32081-5039
Document Number	0044120283
Book / Page	4412 / 0283
Instrument Date	Jul 28, 2017
Instrument	2017052188
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 CAPTIVA DR, 109, PONTE VEDRA, FL 32081-5039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	730 CENTENARY LOOP APT 200, 200, LAKE MARY, FL 32746-1511

Mortgage

Document Number	2017052189
Date	Jul 28, 2017
Instrument	2017052189

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 109 Captiva Dr was $7,197 with a homeowner's exemption, up 9.4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,400 (+2.7%)	$583,584 (+1.44%) Land $120,000 Building $463,584
2025	$7,197.00 (+9.38%) Homeowner's exemption	$392,795 (+2.9%)	$575,281 (-4.85%) Land $125,000 Building $450,281
2024	$6,580.00 (+1.34%) Homeowner's exemption	$381,725 (+3%)	$604,634 (-1.02%) Land $125,000 Building $479,634
2023	$6,493.00 (+1.9%) Homeowner's exemption	$370,607 (+3%)	$610,876 (+15.5%) Land $125,000 Building $485,876
2022	$6,372.00 Homeowner's exemption	$359,813	$528,896 Land $112,000 Building $416,896

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Captiva Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 368 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	368 in force
Nearby Flood Claims	66 (2016–2022)
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 16 claims Hurricane Irma, Sep 2017 · 31 claims Hurricane Matthew, Oct 2016 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Captiva Dr is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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