109 Briarcliff Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 109 Briarcliff Rd, Beech Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,918 sqft · built 1979
Lot Size	0.36 acres (15,682 sqft)
Owner	Company Name on Record
Last Sale	$750,000 (Sep 2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1940-98-1665-000`

Property Details

APN / Parcel Number

Primary APN	`1940-98-1665-000`
Alternative APN	`1799304`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,918 sqft Living Area
1st Floor Area	1,444 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Wood Shingle
Lot Area	15,682 sqft (0.36 acres)
Porch	Porch
Porch Area	48 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1799304
Street Address	109 BRIARCLIFF RD
City	BEECH MOUNTAIN
State	NC
Zip	28604-8031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BMR2
Legal Description	GGGC-H 158
Legal Subdivision	GRASSY GAP GOLF COURSE
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1023
Census Tract	921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12301 ROCKLEDGE CIR, BOCA RATON, FL 33428-4813
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Warranty Deed, Transfer · Seller Carry-Back NONE LISTED ON DOCUMENT
Oct 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
May 20, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2026 · Amount on Record
Deed Sale	Sep 9, 2026 · Amount on Record
Deed Document Number	2026763025
Deed Book / Page	2501 / 282
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 9, 2026
Property Address	109 BRIARCLIFF RD, BEECH MOUNTAIN, NC 28604-8031
Document Number	0000763025
Book / Page	2501 / 282
Instrument Date	Sep 2, 2026
Instrument	2026763025
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	12301 ROCKLEDGE CIR, BOCA RATON, FL 33428-4813

Mortgage

Document Number	0000763026,
Date	Sep 9, 2026
Instrument	2026763026

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	84 Months
Due	Sep 9, 2033

Interest

Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	109 BRIARCLIFF RD, BEECH MOUNTAIN, NC 28604-8031
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019970257
Date	Oct 16, 2018
Book Page	1997/0257
Instrument	673257

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	109 BRIARCLIFF RD, BEECH MOUNTAIN, NC 28604-8031
Document Number	0020980161
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 BRIARCLIFF RD BEECH MOUNTAIN NC 286048031, BEECH MOUNTAIN, NC 28604-8031

Mortgage

Document Number	0020980161
Date	Jun 11, 2020
Book Page	002098/000161
Instrument	691113

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 10, 2040

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	May 20, 2019
Property Address	109 BRIARCLIFF RD, BEECH MOUNTAIN, NC 28604-8031
Document Number	0020280399
Book / Page	002028 / 000399
Instrument Date	May 17, 2019
Instrument	679032
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1750 S OCEAN BLVD #401 POMPANO BEACH FL 330627805, 401, POMPANO BEACH, FL 33062-7805

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$728,400 (-) Land $40,800 Building $687,600
2025	$728,400 (-) Land $40,800 Building $687,600
2024		$728,400 Land $40,800 Building $687,600
2023	$728,400 Land $40,800 Building $687,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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