Chesapeake City property record for 109 Bow St, Chesapeake, VA 23325
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,204 sqft · built 1960 |
| Lot Size | 0.184 acres (8,015 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Feb 2011) |
| Tax Bill | $2,465 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Apr 2022 Refinance |
| APN | 0132006001850 |
| Primary APN | 0132006001850 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,015 sqft (0.184 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Porch | Porch |
| Porch Area | 16 sqft |
| Patio Area | 650 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 109 BOW ST |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23325-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | PT 185 TANGLEWOOD SEC 4 |
| Legal Subdivision | TANGLEWOOD, INDIAN RIVER, HERRINGTON |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20001 |
109 Bow St is owned and occupied by two individuals who bought it in February 2011.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 BOW ST, CHESAPEAKE, VA 23325-2201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Apr 20, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2011 · Amount on File |
| Deed Sale | Feb 17, 2011 · Amount on File |
| Prior Sale | May 7, 2010 · Amount on File |
| Deed Book / Page | 8340 / 147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 109 BOW ST, CHESAPEAKE, VA 23325-2201 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 109 BOW ST, CHESAPEAKE, VA 23325-2201 |
| Document Number | 10939/1195 |
|---|---|
| Date | Jan 29, 2026 |
| Book Page | 10939/1195 |
| Instrument | 260002330 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 109 BOW ST, CHESAPEAKE, VA 23325-2201 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 010549/578 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 10549/578 |
| Instrument | 220013419 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
The 2025 property tax bill for 109 Bow St was $2,465, up 8.1% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,200 (+7.82%) Land $135,000 Building $128,200 | $263,200 (+7.82%) Land $135,000 Building $128,200 | |
| 2025 | $2,465.00 (+8.11%) | $244,100 Land $125,000 Building $119,100 | $244,100 Land $125,000 Building $119,100 |
| 2024 | $2,280.00 | ||
| 2023 | $216,000 (+7.3%) Land $105,000 Building $111,000 | $216,000 (+7.3%) Land $105,000 Building $111,000 | |
| 2022 | $201,300 Land $95,000 Building $106,300 | $201,300 Land $95,000 Building $106,300 | |
| 2019 | $1,746.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 109 Bow St; there have been 22 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 67 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 22 (1988–2019) |
| Claims Outside the SFHA | 10 of 22 |
| Most Recent Claim | Aug 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Bow St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | CITY OF VIRGINIA BEACH |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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