Chesapeake City property record for 103 Bow St, Chesapeake, VA 23325
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,204 sqft · built 1959 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $162,000 (Oct 2014) |
| Tax Bill | $2,400 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Dec 2016 Refinance + 3 more |
| APN | 0132006001820 |
| Primary APN | 0132006001820 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| Utility Room | Utility Room |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,888 sqft (0.227 acres) |
| Patio Area | 576 sqft |
| Shed | 1 Shed |
| Shed Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 103 BOW ST |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23325-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 182 TANGLEWOOD SEC 4 |
| Legal Subdivision | TANGLEWOOD, INDIAN RIVER, HERRINGTON |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20001 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 BOW ST, CHESAPEAKE, VA 23325-2201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Dec 30, 2016 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Jul 17, 2006 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOME LOAN CENTER INC |
| Apr 16, 2008 | Deed of Trust, Mortgage · Conventional Mortgage ADVENT MORTGAGE LLC |
| Mar 4, 2016 | Deed of Trust, Mortgage · ARM 360 MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2014 · Amount on Record |
| Deed Sale | Oct 1, 2014 · Amount on Record |
| Prior Sale | Dec 29, 2004 · Amount on Record |
| Deed Book / Page | 9435 / 1902 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 103 BOW ST, CHESAPEAKE, VA 23325-2201 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010518/971 |
|---|---|
| Date | Feb 8, 2022 |
| Book Page | 10518/971 |
| Instrument | 220004528 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 103 BOW ST, CHESAPEAKE, VA 23325-2201 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | AMERICAN FREEDOM ASSURANCE INC, AMERICAN FREEDOM ASSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0009740/68 |
|---|---|
| Date | Dec 30, 2016 |
| Book Page | 9740/68 |
| Instrument | 160036653 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 103 BOW ST, CHESAPEAKE, VA 23325-2201 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 006644/475 |
|---|---|
| Date | Jul 17, 2006 |
| Book Page | 6644/475 |
| Name | HOME LOAN CENTER INC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | May 1, 2021 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 103 BOW ST, CHESAPEAKE, VA 23325-2201 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 007454/439 |
|---|---|
| Date | Apr 16, 2008 |
| Book Page | 7454/439 |
| Name | ADVENT MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 103 BOW ST, CHESAPEAKE, VA 23325-2201 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 09617/1441 |
|---|---|
| Date | Mar 4, 2016 |
| Book Page | 9617/1441 |
| Instrument | 160005505 |
| Name | 360 MORTGAGE GROUP LLC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Adjustable | Adjustable Rate Rider |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,400 (+7.91%) Land $135,000 Building $121,400 | $256,400 (+7.91%) Land $135,000 Building $121,400 | |
| 2025 | $2,400.00 (+38.89%) | $237,600 (+13.52%) Land $125,000 Building $112,600 | $237,600 (+13.52%) Land $125,000 Building $112,600 |
| 2023 | $209,300 (+7.55%) Land $105,000 Building $104,300 | $209,300 (+7.55%) Land $105,000 Building $104,300 | |
| 2022 | $194,600 Land $95,000 Building $99,600 | $194,600 Land $95,000 Building $99,600 | |
| 2019 | $1,728.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 67 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 22 (1988–2019) |
| Claims Outside the SFHA | 10 of 22 |
| Most Recent Claim | Aug 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | CITY OF VIRGINIA BEACH |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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