105 Bond St, Westminster, MD 21157 Property Records

Carroll County property record for 105 Bond St, Westminster, MD 21157 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1960
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on File
Last Sale	$246,400 (Jan 2022)
Tax Bill	$2,460 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-027265`

Property Details

APN / Parcel Number

Primary APN	`07-027265`
Alternative APN	`027265`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,238 sqft (0.258 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Deck Area	108 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	027265
Street Address	105 BOND ST
City	WESTMINSTER
State	MD
Zip	21157-4706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 15,16,17-11238SF 105 BOND ST LIPPYS ADD TO WEST BL A
Legal Subdivision	LIPPYS ADD
Legal Block	A
Legal Lot Number	15-17
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2035
Census Tract	507702

Owner

Source: Carroll County records · APN 07-027265

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	105 BOND ST, WESTMINSTER, MD 21157-4706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Jan 04, 2022	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 04, 2022 · Amount on Record
Deed Sale	Jan 04, 2022 · Amount on Record
Prior Sale	Sep 29, 2005 · Amount on Record
Deed Book / Page	10627 / 77
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	105 BOND ST, WESTMINSTER, MD 21157-4706
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099750125
Date	Dec 01, 2020
Book Page	9975/125

Lender

Name	PEOPLES BANK
Type	Bank
Address	PARKTON, MD 21120

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 04, 2022
Property Address	105 BOND ST, WESTMINSTER, MD 21157-4706
Document Number	0106270077
Book / Page	10627 / 77
Map Reference	MB 166 PG 1
Instrument Date	Dec 21, 2021
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	105 BOND ST, WESTMINSTER, MD 21157-4706

Mortgage

Document Number	0001062784
Date	Jan 04, 2022
Instrument	10627/84

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,100 (+62.75%) Land $76,400 Building $175,700	$252,100 (+62.75%) Land $76,400 Building $175,700
2025	$2,460.00 (+40.57%)
2023	$1,750.00	$154,900 Land $76,400 Building $78,500	$154,900 Land $76,400 Building $78,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135077022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 445 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Ting Fiber, Quantum Telecommunications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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