109 Blue Spruce Dr, Severance (Windsor), CO 80550 Property Records

Weld County property record for 109 Blue Spruce Dr, Severance, CO 80550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,298 sqft · built 2003
Lot Size	0.16 acres (6,982 sqft)
Owner	Trust Name on File
Last Sale	$360,000 (Mar 2021)
Tax Bill	$2,635 (2025)
Deeds & Mortgages	Nov 2025 Transfer Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8070-21-0-30-05`

Property Details

APN / Parcel Number

Primary APN	`8070-21-0-30-05`
Alternative APNs	`0807-02-1-03-005` `R1144002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,298 sqft Living Area
Gross Area	3,020 sqft
1st Floor Area	1,298 sqft
Upper Floors Area	22 sqft
Basement Area	1,260 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Frame/Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,982 sqft (0.16 acres)
Garage Type	Attached
Garage Area	462 sqft

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Deck Area	Deck Area
Patio Area	22 sqft
Balcony Area	22 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1144002
Street Address	109 BLUE SPRUCE DR
City	SEVERANCE
State	CO
Zip	80550-2932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEV 1TRPUD L5 BLK1 TIMBER RIDGE PUD 1ST FG
Legal Range	67W
Legal Township	6N
Legal Section	2
Legal Subdivision	TIMBER RIDGE PUD 1ST FG
Legal Block	1
Legal Lot Number	5
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2052
Census Tract	2208

Owner

109 Blue Spruce Dr is held in a trust since November 2025.

Source: Weld County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	11095 STATE HIGHWAY 392, WINDSOR, CO 80550-3209
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Intrafamily Transfer, Transfer
Mar 10, 2021	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 7, 2018	Deed of Trust, Mortgage · Line of Credit ADAMS BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2021 · Amount on File
Deed Sale	Mar 10, 2021 · Amount on File
Prior Sale	Feb 9, 2005 · Amount on File
Deed Document Number	20214691361
Last Transfer Date	Nov 3, 2025
Transfer Doc	0005063218
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELD CO
Recording Date	Nov 3, 2025
Property Address	109 BLUE SPRUCE DR, SEVERANCE, CO 80550-2932
Document Number	0005063218
Instrument Date	Nov 3, 2025
Instrument	5063218
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	11095 STATE HIGHWAY 392, WINDSOR, CO 80550-3209

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Mar 10, 2021
Property Address	109 BLUE SPRUCE DR, SEVERANCE, CO 80550-2932
Document Number	0004691361
Instrument Date	Mar 10, 2021
Instrument	4691361
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	UNIFIED TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	109 BLUE SPRUCE DR, SEVERANCE, CO 80550-2932

Mortgage

Document Number	0004691362
Date	Mar 10, 2021
Instrument	4691362

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	109 BLUE SPRUCE DR, SEVERANCE, CO 80550-2932
Document Number	0004374152
Instrument Date	Feb 7, 2018
Transaction Type	Mortgage
Record Updated	Feb 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10189 FOXFIRE ST FIRESTONE CO 805043526, FIRESTONE, CO 80504-3526

Mortgage

Document Number	0004374152
Date	Feb 8, 2018
Instrument	4374152

Lender

Name	ADAMS BK&TR
Type	Bank
Address	LONGMONT, CO 80501-8994

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 109 Blue Spruce Dr was $2,635, up 4.4% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,550 (-2.07%) Land $5,570 Building $19,980	$417,437 (-) Land $91,000 Building $326,437
2025	$2,635.00 (+4.4%)	$26,090 (-12.65%) Land $5,690 Building $20,400	$417,437 Land $91,000 Building $326,437
2024	$2,524.00 (+8.84%)	$29,870 (-0.96%) Land $5,830 Building $24,040
2023	$2,319.00	$30,160 Land $5,890 Building $24,270	$445,760 Land $87,000 Building $358,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Blue Spruce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Blue Spruce Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVERANCE serves 11,733 people · EPA ID CO0162707
Water Source	Purchased surface water from NORTH WELD COUNTY WD
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Visionary Broadband Fixed Wireless	100 / 20

May also be available: LightGig Communications, Vistabeam.

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