109 Bingham Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 109 Bingham Ave, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,814 sqft · built 1914
Lot Size	0.231 acres (10,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Mar 2015)
Tax Bill	$15,128 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-00044-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`41-00044-0000-00008`
Alternative APNs	`410004400008` `083000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,814 sqft Living Area
1st Floor Area	1,557 sqft
Upper Floors Area	1,045 sqft
Attic	Attic
Attic Area	400 sqft
Basement Area	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	168 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Patio Area	222 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	083000
Street Address	109 BINGHAM AVE
City	RUMSON
State	NJ
Zip	07760-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Block	44
Legal Lot Number	8
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	1
Census Block	1009
Census Tract	803900

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 BINGHAM AVE, RUMSON, NJ 07760-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2015 · Amount on Record
Deed Sale	Mar 17, 2015 · Amount on Record
Prior Sale	Nov 17, 2004 · Amount on Record
Deed Document Number	201522233
Deed Book / Page	9104 / 2220
Prior Transfer Date	Sep 2, 2009
Prior Transfer Doc	0087973670
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	109 BINGHAM AVE, RUMSON, NJ 07760-1501
Document Number	0000075312
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	UNITED LAND TITLE AGENCY, UNITED LAND TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 BINGHAM AVE RUMSON NJ 077601501, RUMSON, NJ 07760-1501

Mortgage

Document Number	0000075312
Date	Jul 14, 2020
Book Page	009426/008336
Instrument	75312

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,652,900 (+14.62%) Land $905,300 Building $747,600	$1,652,900 (+14.62%) Land $905,300 Building $747,600
2025	$15,128.00 (+3.27%)	$1,442,100 (+15.37%) Land $805,800 Building $636,300	$1,442,100 (+15.37%) Land $805,800 Building $636,300
2024	$14,649.00 (+0.87%)
2023		$1,250,000 Land $725,100 Building $524,900	$1,250,000 Land $725,100 Building $524,900
2022	$14,522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	17 (1978–2012)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20