103 Bingham Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 103 Bingham Ave, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,680 sqft · built 1947
Lot Size	0.231 acres (10,080 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (May 2013)
Tax Bill	$10,440 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-00044-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`41-00044-0000-00005`
Alternative APNs	`410004400005` `082700`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	168 ft deep x 60 ft wide
Porch	Open Porch
Deck Area	274 sqft
Patio Area	296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	082700
Street Address	103 BINGHAM AVE
City	RUMSON
State	NJ
Zip	07760-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Block	44
Legal Lot Number	5
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	1
Census Block	1009
Census Tract	803900

Owner

Source: Monmouth County and Rumson Borough records · APN 41-00044-0000-00005

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 BINGHAM AVE, RUMSON, NJ 07760-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 14, 2013 · Amount on Record
Deed Sale	May 14, 2013 · Amount on Record
Prior Sale	Mar 05, 2009 · Amount on Record
Deed Document Number	201353923
Deed Book / Page	9013 / 6567
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	103 BINGHAM AVE, RUMSON, NJ 07760-1501
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095447112
Date	Sep 20, 2021
Book Page	9544/7112
Instrument	2021140809

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Aug 01, 2036

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,127,900 (+13.33%) Land $905,300 Building $222,600	$1,127,900 (+13.33%) Land $905,300 Building $222,600
2025	$10,440.00 (+2.59%)	$995,200 (+12.91%) Land $805,800 Building $189,400	$995,200 (+12.91%) Land $805,800 Building $189,400
2024	$10,176.00 (+1.1%)
2023		$881,400 Land $725,100 Building $156,300	$881,400 Land $725,100 Building $156,300
2022	$10,065.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	17 (1978–2012)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 4 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 502 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.