109 Bern Ct, Smithton, IL 62285 Property Records

St. Clair County property record for 109 Bern Ct, Smithton, IL 62285 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1997
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Oct 2007)
Tax Bill	$6,290 (2019)
Deeds & Mortgages	Feb 2017 Mortgage
APN	`13-33-0-401-010`

Property Details

APN / Parcel Number

Primary APN	`13-33-0-401-010`

Interior

Stories	2 Stories
Building Area	960 sqft Living Area
Gross Area	1,584 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,890 sqft (0.25 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	384 sqft
Deck Area	48,500 sqft
Patio Area	485 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	109 BERN CT
City	SMITHTON
State	IL
Zip	62285-3054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBURBAN PLACE PHASE2 LOT/SEC-31 A02071498
Legal Subdivision	SUBURBAN PLACE
Legal Phase	2
Legal Lot Number	31
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3034
Census Tract	503906

Owner

Source: St. Clair County records · APN 13-33-0-401-010

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 BERN CT, SMITHTON, IL 62285-3054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 10, 2007 · Amount on Record
Deed Sale	Oct 10, 2007 · Amount on Record
Deed Document Number	A02071498
Record Updated	Jun 07, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	109 BERN CT, SMITHTON, IL 62285-3054
Document Number	00A2527383
Instrument Date	Feb 03, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 BERN CT SMITHTON IL 622853054, SMITHTON, IL 62285-3054

Mortgage

Document Number	00A2527383
Date	Feb 17, 2017
Instrument	2527383

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 16, 2032

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022		$85,913 Land $13,683 Building $72,230	$257,739 Land $41,049 Building $216,690
2019	$6,290.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.