105 Bern Ct, Smithton, IL 62285 Property Records

St. Clair County property record for 105 Bern Ct, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	1,748 sqft · built 1997
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Apr 1997)
Tax Bill	$5,243 (2019)
Deeds & Mortgages	Mar 2023 Line of Credit
APN	`13-33-0-401-009`

Property Details

APN / Parcel Number

Primary APN	`13-33-0-401-009`

Interior

Stories	1 Story
Building Area	1,748 sqft Living Area
Gross Area	4,068 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	16,553 sqft (0.38 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	27,000 sqft
Porch	Open Porch
Porch Area	580 sqft
Patio Area	510 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	105 BERN CT
City	SMITHTON
State	IL
Zip	62285-3054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBURBAN PLACE PHASE2 LOT/SEC-30 BK 3161-1898
Legal Subdivision	SUBURBAN PLACE
Legal Phase	2
Legal Lot Number	30
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3034
Census Tract	503906

Owner

Source: St. Clair County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	105 BERN CT, SMITHTON, IL 62285-3054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 1, 1997 · Amount on Record
Deed Sale	Apr 1, 1997 · Amount on Record
Deed Document Number	01373171
Record Updated	Jun 7, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	105 BERN CT, SMITHTON, IL 62285-3054
Transaction Type	Mortgage
Record Updated	Apr 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02777373
Date	Mar 30, 2023
Instrument	A02777373

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 24, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022		$72,651 Land $16,138 Building $56,513	$217,953 Land $48,414 Building $169,539
2019	$5,243.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile USA Fixed Wireless	100 / 20