109 Beach St, #4F, Boston, MA 02111 Property Records

Suffolk County and Boston City property record for 109 Beach St, #4F, Boston, MA 02111

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 1,070 sqft · built 1899
Lot Size	0.025 acres (1,070 sqft)
Owner	Individual Name on Record
Last Sale	$800,000 (Feb 2025)
Tax Bill	$8,856 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`CBOS W:03 P:05344 S:148`

Property Details

APN / Parcel Number

Primary APN	`CBOS W:03 P:05344 S:148`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,070 sqft Living Area

Exterior

Year Built	Built 1899
Effective Year Built	Effective 2004
Architectural Style	Other
Exterior Material	Brick
Roof Type	Flat
Roof Material	Other
Lot Area	1,070 sqft (0.025 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 BEACH ST, 4F
City	BOSTON
State	MA
Zip	02111-2511
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CD
Jurisdiction	BOSTON MA
Township / Civil Division	BOSTON
Census Block Group	1
Census Block	1026
Census Tract	70104

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Leather District listed 1983 · 12 contributing resources · NRIS 83004098

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Suffolk County and Boston City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	111 BEACH ST, 4F, BOSTON, MA 02111-2533
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Line of Credit DIRECT CU
Jul 6, 2021	Deed of Trust, Mortgage · Line of Credit DIRECT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2025 · Amount on Record
Deed Sale	Feb 21, 2025 · Amount on Record
Prior Sale	Jan 6, 2014 · Amount on Record
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	109 BEACH ST # 4F, 4F, BOSTON, MA 02111-2511
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064411-175
Date	Dec 21, 2020
Book Page	64411/175
Instrument	113547

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	229 Months
Due	Jan 1, 2040

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	109 BEACH ST # 4F, 4F, BOSTON, MA 02111-2511
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065822-201
Date	Jul 6, 2021
Book Page	65822/201
Instrument	75267

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Boston City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Boston City
Unified School District	Boston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,856.00 (+6.14%)	$764,800 (-0.09%) Building $764,800	$757,530 (-19.45%)
2024	$8,344.00 (+3.54%)	$765,500 (+2.01%) Building $765,500	$940,405
2023	$8,059.00	$750,400 Building $750,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOSTON WATER AND SEWER COMMISSION (MWRA) serves 675,647 people · EPA ID MA3035000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Netafy Fixed Wireless	600 / 150

May also be available: Astound Broadband, AT&T, Starry, T-Mobile, Verizon.

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