109 Beach St, #3C, Boston, MA 02111 Property Records

Suffolk County and Boston City property record for 109 Beach St, #3C, Boston, MA 02111

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 1,055 sqft · built 1899
Lot Size	0.024 acres (1,055 sqft)
Owner	2 Individual Names on Record
Last Sale	$777,000 (Nov 2023)
Tax Bill	$8,189 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`CBOS W:03 P:05344 S:124`

Property Details

APN / Parcel Number

Primary APN	`CBOS W:03 P:05344 S:124`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,055 sqft Living Area

Exterior

Year Built	Built 1899
Effective Year Built	Effective 2004
Architectural Style	Other
Exterior Material	Brick
Roof Type	Flat
Roof Material	Other
Lot Area	1,055 sqft (0.024 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 BEACH ST, 3C
City	BOSTON
State	MA
Zip	02111-2511
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CD
Jurisdiction	BOSTON MA
Township / Civil Division	BOSTON
Census Block Group	1
Census Block	1026
Census Tract	70104

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Leather District listed 1983 · 12 contributing resources · NRIS 83004098

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Suffolk County and Boston City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 BEACH ST, 3C119, BOSTON, MA 02111-2511
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · ARM CUSTOMERS BANK
Apr 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST MORTGAGE CO
Nov 2, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO
Jun 30, 2022	Condominium Deed, Transfer
Oct 4, 2018	Condominium Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2023 · Amount on Record
Deed Sale	Nov 2, 2023 · Amount on Record
Prior Sale	Jun 30, 2022 · Amount on Record
Deed Book / Page	69597 / 276
Transfer Doc	054877-149
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	109 BEACH ST # 3C, 3C, BOSTON, MA 02111-2511
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066449-141
Date	Oct 12, 2021
Book Page	66449/141
Instrument	112099

Lender

Name	CUSTOMERS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.95%
Type Change Date	Nov 1, 2026
Index	LIBOR
Margin	3

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOSTON MA
Property Address	109 BEACH ST # 3C, 3C, BOSTON, MA 02111-2511
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00071260-1
Date	Apr 7, 2025
Book Page	71260/1
Instrument	19665

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOSTON MA
Recording Date	Nov 2, 2023
Property Address	109 BEACH ST # 3C, 3C, BOSTON, MA 02111-2511
Document Number	069597-276
Book / Page	69597 / 276
Instrument Date	Nov 2, 2023
Instrument	70864
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 BEACH ST # 3C111, 3C111, BOSTON, MA 02111-2511

Mortgage

Document Number	0000070865
Date	Nov 2, 2023
Instrument	70865

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BOSTON MA
Recording Date	Jun 30, 2022
Property Address	109 BEACH ST # 3C, 3C, BOSTON, MA 02111-2511
Document Number	0067888-16
Book / Page	67888 / 16
Instrument Date	Jun 21, 2022
Instrument	57564
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1751 BLUE RIDGE RD, WINTER PARK, FL 32789-5826

October 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	BOSTON MA
Recording Date	Oct 4, 2018
Property Address	109 BEACH ST # 3C, 3C, BOSTON, MA 02111-2511
Document Number	60253-12
Book / Page	060253 / 000012
Instrument Date	Oct 3, 2018
Instrument	88239
Transaction Type	Transfer
Record Updated	Oct 23, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	111 BEACH ST #3C BOSTON MA 021112520, 3C, BOSTON, MA 02111-2520

Tax Assessment & Valuation

Source: Suffolk County and Boston City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Boston City
Unified School District	Boston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,189.00 (+6.13%)	$707,200 (-0.1%) Building $707,200	$851,485 (+3.86%)
2024	$7,716.00 (+3.54%)	$707,900 (+2.02%) Building $707,900	$819,850
2023	$7,452.00	$693,900 Building $693,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOSTON WATER AND SEWER COMMISSION (MWRA) serves 675,647 people · EPA ID MA3035000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Netafy Fixed Wireless	600 / 150

May also be available: Astound Broadband, AT&T, Starry, T-Mobile, Verizon.

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